| Metric | Crown Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -6.9% | +4.9% | -11.8 pts |
| Deposit growth (YoY) | -10.4% | +4.3% | -14.8 pts |
| Loan growth (YoY) | +0.4% | +5.3% | -4.9 pts |
| ROA | 2.33% | 1.28% | +1.1 pts |
| ROE | 9.0% | 12.4% | -3.5 pts |
ROA ranks in the 93rd percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $614.3M | $428.3M | $519.7M | $164.1M | $7.3M | 2.33% | 4.88% | 7.35% |
| Q1 2026 | $643.2M | $457.9M | $501.4M | $162.8M | $3.4M | 2.17% | 4.75% | 7.08% |
| Q4 2025 | $629.0M | $442.6M | $508.0M | $163.2M | $22.2M | 3.44% | 5.43% | 7.65% |
| Q3 2025 | $642.3M | $456.2M | $510.2M | $162.6M | $17.1M | 3.51% | 5.65% | 7.44% |
| Q2 2025 | $660.0M | $478.3M | $517.4M | $158.7M | $10.9M | 3.36% | 5.30% | 7.83% |
| Q1 2025 | $661.2M | $483.8M | $514.9M | $155.8M | $5.6M | 3.49% | 5.24% | 8.14% |
| Q4 2024 | $632.2M | $444.7M | $526.6M | $152.6M | $17.9M | 2.89% | 4.68% | 8.51% |
| Q3 2024 | $617.3M | $418.1M | $523.7M | $149.1M | $12.0M | 2.60% | 4.63% | 9.64% |
Loan mix (Q2 2026): real estate $514.6M · commercial $12.1M · consumer $0 · securities $19.5M
| Ratio | Crown Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.33% | 1.28% | 93th | |
Return on equity Annualized net income ÷ equity or net worth | 9.0% | 12.4% | 27th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.88% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 44.9% | 61.2% | 10th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Crown Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Crown Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Crown Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Crown Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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