Crews Bank & Trust
Total assets
$2.33B
▲ +2.9% YoY
Deposits
$2.07B
▲ +2.8% YoY
Loans
$1.31B
▲ +6.3% YoY
Offices
20
CREWS BANKING CORP
ROA (annualized)
1.90%
peers 1.26%
ROE (annualized)
18.17%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Crews Bank & Trust | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +2.9% | +5.5% | -2.6 pts |
| Deposit growth (YoY) | +2.8% | +5.1% | -2.3 pts |
| Loan growth (YoY) | +6.3% | +5.9% | +0.4 pts |
| ROA | 1.90% | 1.26% | +0.6 pts |
| ROE | 18.2% | 12.2% | +6.0 pts |
ROA ranks in the 85th percentile of its peer group · Q2 2026
Profile
- Established
- 1929
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- CREWS BANKING CORP
- Specialization
- Commercial Lending Specialization
- Address
- 106 E Main St, Wauchula, FL, 33873
- County
- Hardee
- Metro area
- Wauchula, FL
- Offices
- 20
- FDIC cert #
- 8021
- RSSD ID
- 200435
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $2.33B | $2.07B | $1.31B | $248.7M | $22.2M | 1.90% | 3.73% | 0.03% |
| Q1 2026 | $2.36B | $2.11B | $1.28B | $243.9M | $10.3M | 1.76% | 3.64% | 0.02% |
| Q4 2025 | $2.32B | $2.07B | $1.25B | $239.9M | $39.2M | 1.74% | 3.61% | 0.04% |
| Q3 2025 | $2.24B | $1.99B | $1.23B | $243.1M | $28.5M | 1.70% | 3.60% | 0.02% |
| Q2 2025 | $2.27B | $2.02B | $1.23B | $238.0M | $18.6M | 1.66% | 3.55% | 0.05% |
| Q1 2025 | $2.27B | $2.03B | $1.20B | $232.2M | $8.5M | 1.53% | 3.44% | 0.04% |
| Q4 2024 | $2.19B | $1.95B | $1.20B | $226.9M | $36.3M | 1.68% | 3.66% | 0.01% |
| Q3 2024 | $2.13B | $1.88B | $1.17B | $234.2M | $27.2M | 1.69% | 3.68% | 0.02% |
Loan mix (Q2 2026): real estate $1.31B · commercial $14.2M · consumer $7.8M · securities $697.6M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Crews Bank & Trust | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.90% | 1.26% | 85th | |
Return on equity Annualized net income ÷ equity or net worth | 18.2% | 12.2% | 87th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.73% | 3.70% | 52th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 55.2% | 59.0% | 38th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Crews Bank & Trust | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Crews Bank & Trust | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Crews Bank & Trust | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Crews Bank & Trust | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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