| Metric | Corydon State Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.4% | +4.4% | +0.0 pts |
| Deposit growth (YoY) | -0.2% | +4.0% | -4.2 pts |
| Loan growth (YoY) | +13.3% | +5.6% | +7.7 pts |
| ROA | 2.13% | 1.24% | +0.9 pts |
| ROE | 8.8% | 11.9% | -3.1 pts |
ROA ranks in the 89th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $138.0M | $103.6M | $39.2M | $33.8M | $1.4M | 2.13% | 3.08% | 1.64% |
| Q1 2026 | $131.5M | $99.3M | $37.3M | $31.6M | $668K | 2.01% | 3.01% | 0.98% |
| Q4 2025 | $134.3M | $101.4M | $37.5M | $32.4M | $2.4M | 1.86% | 2.91% | 0.98% |
| Q3 2025 | $130.4M | $99.1M | $36.7M | $30.7M | $1.8M | 1.89% | 2.88% | 1.01% |
| Q2 2025 | $132.3M | $103.9M | $34.6M | $27.8M | $1.2M | 1.88% | 2.86% | 0.86% |
| Q1 2025 | $120.9M | $92.1M | $37.8M | $28.2M | $540K | 1.82% | 2.87% | 0.79% |
| Q4 2024 | $116.6M | $88.0M | $39.6M | $28.1M | $1.9M | 1.72% | 2.80% | 0.82% |
| Q3 2024 | $112.6M | $82.6M | $39.4M | $29.4M | $1.5M | 1.81% | 2.81% | 0.88% |
Loan mix (Q2 2026): real estate $26.6M · commercial $2.6M · consumer $1.1M · securities $88.5M
| Ratio | Corydon State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.13% | 1.24% | 89th | |
Return on equity Annualized net income ÷ equity or net worth | 8.8% | 11.9% | 31th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.08% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 28.9% | 62.9% | 1th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Corydon State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Corydon State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Corydon State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Corydon State Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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