Colfax Banking Company
Total assets
$152.3M
▼ -0.1% YoY
Deposits
$138.1M
▼ -1.2% YoY
Loans
$68.4M
▲ +0.6% YoY
Offices
5
COMMUNITY BANCSHARES CO
ROA (annualized)
0.83%
peers 1.24%
ROE (annualized)
9.45%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | Colfax Banking Company | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -0.1% | +4.4% | -4.5 pts |
| Deposit growth (YoY) | -1.2% | +4.0% | -5.1 pts |
| Loan growth (YoY) | +0.6% | +5.6% | -5.0 pts |
| ROA | 0.83% | 1.24% | -0.4 pts |
| ROE | 9.4% | 11.9% | -2.4 pts |
ROA ranks in the 26th percentile of its peer group · Q2 2026
Profile
- Established
- 1901
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- COMMUNITY BANCSHARES CO
- Specialization
- All Other Under 1 Billion
- Address
- 625 8th St, Colfax, LA, 71417
- County
- Grant
- Metro area
- Alexandria, LA
- Offices
- 5
- FDIC cert #
- 8140
- RSSD ID
- 178356
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $152.3M | $138.1M | $68.4M | $13.7M | $637K | 0.83% | 3.62% | 0.02% |
| Q1 2026 | $151.1M | $137.3M | $66.0M | $13.3M | $341K | 0.89% | 3.67% | 0.02% |
| Q4 2025 | $154.8M | $140.9M | $68.2M | $13.5M | $1.6M | 1.03% | 3.78% | 0.10% |
| Q3 2025 | $152.8M | $139.0M | $67.9M | $13.1M | $1.3M | 1.10% | 3.80% | 0.08% |
| Q2 2025 | $152.5M | $139.7M | $68.0M | $12.3M | $804K | 1.06% | 3.75% | 0.10% |
| Q1 2025 | $151.8M | $139.4M | $66.8M | $11.8M | $368K | 0.97% | 3.71% | 0.09% |
| Q4 2024 | $150.3M | $138.1M | $66.0M | $11.8M | $1.5M | 1.02% | 3.73% | 0.09% |
| Q3 2024 | $143.7M | $131.3M | $66.0M | $11.8M | $1.2M | 1.08% | 3.77% | 0.03% |
Loan mix (Q2 2026): real estate $59.1M · commercial $2.2M · consumer $7.0M · securities $52.9M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Colfax Banking Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.83% | 1.24% | 26th | |
Return on equity Annualized net income ÷ equity or net worth | 9.4% | 11.9% | 34th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.62% | 3.96% | 33th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 78.1% | 62.9% | 83th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Colfax Banking Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Colfax Banking Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Colfax Banking Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Colfax Banking Company | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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