Century Savings Bank
Total assets
$634.8M
▼ -1.8% YoY
Deposits
$489.7M
▼ -4.7% YoY
Loans
$331.6M
▲ +4.0% YoY
Offices
6
CENTURY BCORP MHC
ROA (annualized)
0.53%
peers 1.28%
ROE (annualized)
5.39%
peers 12.44%
Peer comparison 748 banks with 500M-1B in assets
| Metric | Century Savings Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -1.9% | +4.9% | -6.8 pts |
| Deposit growth (YoY) | -4.7% | +4.3% | -9.0 pts |
| Loan growth (YoY) | +4.0% | +5.3% | -1.3 pts |
| ROA | 0.53% | 1.28% | -0.8 pts |
| ROE | 5.4% | 12.4% | -7.0 pts |
ROA ranks in the 11th percentile of its peer group · Q2 2026
Profile
- Established
- 1865
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- CENTURY BCORP MHC
- Specialization
- Commercial Lending Specialization
- Address
- 1376 W Sherman Ave, Vineland, NJ, 08360
- County
- Cumberland
- Metro area
- Vineland-Bridgeton, NJ
- Offices
- 6
- FDIC cert #
- 30428
- RSSD ID
- 392778
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $634.8M | $489.7M | $331.6M | $64.4M | $1.7M | 0.53% | 3.60% | 0.00% |
| Q1 2026 | $640.7M | $497.9M | $322.5M | $62.7M | $1.1M | 0.66% | 3.48% | 0.00% |
| Q4 2025 | $649.6M | $506.4M | $321.5M | $60.9M | $4.2M | 0.66% | 3.24% | 0.00% |
| Q3 2025 | $644.2M | $509.1M | $322.2M | $56.8M | $3.5M | 0.73% | 3.17% | 0.00% |
| Q2 2025 | $646.8M | $513.8M | $318.8M | $52.6M | $1.9M | 0.59% | 3.11% | 0.00% |
| Q1 2025 | $640.2M | $513.2M | $316.3M | $50.2M | $1.3M | 0.81% | 3.08% | 0.00% |
| Q4 2024 | $644.1M | $521.3M | $308.1M | $45.8M | $3.9M | 0.61% | 2.95% | 0.00% |
| Q3 2024 | $636.9M | $507.5M | $305.7M | $49.6M | $3.0M | 0.64% | 2.93% | 0.00% |
Loan mix (Q2 2026): real estate $281.9M · commercial $34.5M · consumer $93K · securities $217.8M
Ratio pack Q2 2026 · peer medians from 748 institutions
Profitability
| Ratio | Century Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.53% | 1.28% | 11th | |
Return on equity Annualized net income ÷ equity or net worth | 5.4% | 12.4% | 13th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.60% | 3.89% | 34th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 53.3% | 61.2% | 26th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Century Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Century Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Century Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Century Savings Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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