No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $661.9M | $592.5M | $504.0M | $63.8M | $7.8M | 2.34% | 4.73% | 0.17% |
| Q1 2026 | $666.7M | $599.0M | $508.2M | $62.1M | $3.4M | 2.02% | 4.65% | 0.09% |
| Q4 2025 | $663.2M | $596.2M | $497.5M | $61.5M | $15.2M | 2.27% | 4.59% | 0.21% |
| Q3 2025 | $673.2M | $605.1M | $493.4M | $62.6M | $11.1M | 2.21% | 4.53% | 0.03% |
| Q2 2025 | $665.1M | $599.4M | $492.5M | $59.2M | $7.2M | 2.16% | 4.48% | 0.02% |
| Q1 2025 | $671.8M | $607.0M | $496.8M | $58.0M | $3.4M | 2.02% | 4.37% | 0.00% |
| Q4 2024 | $664.8M | $597.1M | $487.7M | $56.2M | $13.0M | 1.96% | 4.28% | 0.00% |
| Q3 2024 | $695.8M | $624.8M | $490.5M | $58.2M | $9.4M | 1.89% | 4.21% | 0.06% |
Loan mix (Q2 2026): real estate $435.8M · commercial $53.5M · consumer $7.6M · securities $60.7M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | CCB Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.34% | 1.28% | 93th | |
Return on equity Annualized net income ÷ equity or net worth | 24.8% | 12.4% | 96th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.73% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 52.8% | 61.2% | 24th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | CCB Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | CCB Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | CCB Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | CCB Community Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.