| Metric | Bradesco Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +19.2% | +5.5% | +13.7 pts |
| Deposit growth (YoY) | +18.2% | +5.1% | +13.1 pts |
| Loan growth (YoY) | +15.2% | +5.9% | +9.3 pts |
| ROA | 1.03% | 1.26% | -0.2 pts |
| ROE | 10.0% | 12.2% | -2.2 pts |
ROA ranks in the 32nd percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $6.10B | $5.00B | $4.52B | $605.5M | $29.5M | 1.03% | 2.96% | 0.13% |
| Q1 2026 | $5.55B | $4.59B | $4.22B | $591.2M | $15.8M | 1.15% | 2.98% | 0.17% |
| Q4 2025 | $5.47B | $4.60B | $4.32B | $576.2M | $50.0M | 0.94% | 2.76% | 0.16% |
| Q3 2025 | $5.45B | $4.61B | $4.00B | $563.6M | $37.2M | 0.94% | 2.72% | 0.14% |
| Q2 2025 | $5.12B | $4.23B | $3.93B | $548.6M | $23.8M | 0.91% | 2.67% | 0.20% |
| Q1 2025 | $5.11B | $4.37B | $3.77B | $535.8M | $11.8M | 0.90% | 2.57% | 0.16% |
| Q4 2024 | $5.40B | $4.71B | $3.67B | $521.4M | $33.0M | 0.71% | 2.48% | 0.13% |
| Q3 2024 | $4.71B | $3.99B | $3.48B | $515.0M | $24.2M | 0.73% | 2.52% | 0.12% |
Loan mix (Q2 2026): real estate $2.87B · commercial $444.4M · consumer $74.3M · securities $674.0M
| Ratio | Bradesco Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.03% | 1.26% | 32nd | |
Return on equity Annualized net income ÷ equity or net worth | 10.0% | 12.2% | 33rd | |
Net interest margin Interest income − interest expense, ÷ assets | 2.96% | 3.70% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.3% | 59.0% | 51st |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Bradesco Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Bradesco Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Brokered deposits Brokered deposits ÷ total deposits — bought funding, rate-sensitive | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% | ||
Securities losses ÷ capital Unrealized losses on HTM + AFS securities as a share of tier-1 capital. Above ~30% constrains what they can sell to raise cash | 00.0% | 00.0% |
| Ratio | Bradesco Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Bradesco Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Bradesco Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
1 branches in 1 county across 1 state (+0 vs 2024) · $4.23B branch deposits. Biggest market: Miami-Dade, FL, ranked 11th with 2.0% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Miami-Dade, FL | 1 | $4.23B | 2.03% | 11th |
Florida: 31st with 0.44% · Miami-Fort Lauderdale-West Palm Beach metro: 15th, 1.22% ·
Branch count: 2022 1 · 2023 1 · 2024 1 · 2025 1