Benchmark Bank
Total assets
$1.65B
▲ +30.3% YoY
Deposits
$1.50B
▲ +31.6% YoY
Loans
$1.08B
▲ +20.3% YoY
Offices
8
QUINLAN BANCSHARES INC
ROA (annualized)
0.83%
peers 1.26%
ROE (annualized)
10.59%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Benchmark Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +30.3% | +5.5% | +24.9 pts |
| Deposit growth (YoY) | +31.6% | +5.1% | +26.6 pts |
| Loan growth (YoY) | +20.3% | +5.9% | +14.4 pts |
| ROA | 0.83% | 1.26% | -0.4 pts |
| ROE | 10.6% | 12.2% | -1.6 pts |
ROA ranks in the 20th percentile of its peer group · Q2 2026
Profile
- Established
- 1964
- Charter
- State
- Primary regulator
- FED
- Holding company
- QUINLAN BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 5700 Legacy Dr Ste 10, Plano, TX, 75024
- County
- Collin
- Metro area
- Dallas-Fort Worth-Arlington, TX
- Offices
- 8
- FDIC cert #
- 19215
- RSSD ID
- 980960
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.65B | $1.50B | $1.08B | $138.4M | $6.6M | 0.83% | 4.17% | 0.12% |
| Q1 2026 | $1.59B | $1.46B | $1.03B | $116.9M | $27K | 0.01% | 4.14% | 0.12% |
| Q4 2025 | $1.54B | $1.41B | $1.01B | $116.8M | $17.9M | 1.33% | 4.22% | 0.51% |
| Q3 2025 | $1.51B | $1.38B | $992.1M | $118.2M | $14.3M | 1.46% | 4.18% | 0.13% |
| Q2 2025 | $1.27B | $1.14B | $895.4M | $116.1M | $9.4M | 1.53% | 4.28% | 0.13% |
| Q1 2025 | $1.22B | $1.09B | $902.0M | $115.7M | $4.9M | 1.61% | 4.12% | 0.07% |
| Q4 2024 | $1.21B | $1.09B | $799.1M | $113.4M | $19.0M | 1.64% | 4.42% | 0.07% |
| Q3 2024 | $1.21B | $1.08B | $820.3M | $112.4M | $14.0M | 1.63% | 4.47% | 0.07% |
Loan mix (Q2 2026): real estate $703.2M · commercial $157.1M · consumer $25.4M · securities $8.4M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Benchmark Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.83% | 1.26% | 20th | |
Return on equity Annualized net income ÷ equity or net worth | 10.6% | 12.2% | 38th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.17% | 3.70% | 76th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 65.5% | 59.0% | 69th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Benchmark Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Benchmark Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Benchmark Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Benchmark Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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