Bank of Wisconsin Dells
Total assets
$1.08B
▲ +7.5% YoY
Deposits
$927.8M
▲ +11.8% YoY
Loans
$830.1M
▲ +7.3% YoY
Offices
3
DELLS BANCSHARES INC
ROA (annualized)
1.75%
peers 1.26%
ROE (annualized)
15.92%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | This bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +7.5% | +5.5% | +2.1 pts |
| Deposit growth (YoY) | +11.8% | +5.1% | +6.7 pts |
| Loan growth (YoY) | +7.3% | +5.9% | +1.4 pts |
| ROA | 1.75% | 1.26% | +0.5 pts |
| ROE | 15.9% | 12.2% | +3.8 pts |
ROA ranks in the 80th percentile of its peer group · Q2 2026
Profile
- Established
- 1910
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- DELLS BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 716 Superior St, Wisconsin Dells, WI, 53965
- County
- Columbia
- Metro area
- Madison, WI
- Offices
- 3
- FDIC cert #
- 15136
- RSSD ID
- 894348
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.08B | $927.8M | $830.1M | $121.8M | $9.4M | 1.75% | 3.75% | 0.07% |
| Q1 2026 | $1.07B | $918.5M | $805.2M | $117.2M | $4.7M | 1.77% | 3.74% | 0.07% |
| Q4 2025 | $1.06B | $894.3M | $825.2M | $114.4M | $16.1M | 1.60% | 3.67% | 0.09% |
| Q3 2025 | $1.01B | $853.6M | $787.9M | $114.3M | $12.3M | 1.65% | 3.60% | 0.10% |
| Q2 2025 | $1.00B | $830.3M | $773.5M | $108.2M | $7.5M | 1.52% | 3.43% | 0.11% |
| Q1 2025 | $1.01B | $844.4M | $755.3M | $103.0M | $3.7M | 1.51% | 3.27% | 0.10% |
| Q4 2024 | $961.0M | $840.3M | $733.0M | $97.2M | $11.5M | 1.19% | 2.95% | 0.11% |
| Q3 2024 | $963.4M | $841.3M | $729.2M | $100.9M | $8.3M | 1.14% | 2.83% | 0.11% |
Loan mix (Q2 2026): real estate $796.4M · commercial $44.3M · consumer $770K · securities $176.2M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Bank of Wisconsin Dells | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.75% | 1.26% | 80th | |
Return on equity Annualized net income ÷ equity or net worth | 15.9% | 12.2% | 78th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.75% | 3.70% | 53th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 39.7% | 59.0% | 7th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Bank of Wisconsin Dells | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Bank of Wisconsin Dells | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Bank of Wisconsin Dells | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Bank of Wisconsin Dells | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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