No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.60B | $1.42B | $910.7M | $147.0M | $12.7M | 1.60% | 3.27% | 0.07% |
| Q1 2026 | $1.60B | $1.43B | $902.9M | $143.5M | $7.6M | 1.91% | 3.19% | 0.08% |
| Q4 2025 | $1.56B | $1.40B | $890.4M | $133.5M | $21.9M | 1.44% | 3.20% | 0.09% |
| Q3 2025 | $1.55B | $1.39B | $889.7M | $128.5M | $16.1M | 1.41% | 3.15% | 0.10% |
| Q2 2025 | $1.51B | $1.37B | $866.9M | $116.6M | $10.7M | 1.42% | 3.12% | 0.05% |
| Q1 2025 | $1.53B | $1.39B | $853.4M | $114.1M | $5.2M | 1.37% | 3.01% | 0.02% |
| Q4 2024 | $1.49B | $1.36B | $839.2M | $107.1M | $18.6M | 1.32% | 2.93% | 0.02% |
| Q3 2024 | $1.41B | $1.28B | $806.3M | $112.1M | $12.9M | 1.23% | 2.86% | 0.02% |
Loan mix (Q2 2026): real estate $777.9M · commercial $73.2M · consumer $40.2M · securities $440.0M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Bank of Travelers Rest | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.60% | 1.26% | 74th | |
Return on equity Annualized net income ÷ equity or net worth | 18.0% | 12.2% | 86th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.27% | 3.70% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.0% | 59.0% | 50th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Bank of Travelers Rest | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Bank of Travelers Rest | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Brokered deposits Brokered deposits ÷ total deposits — bought funding, rate-sensitive | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% | ||
Securities losses ÷ capital Unrealized losses on HTM + AFS securities as a share of tier-1 capital. Above ~30% constrains what they can sell to raise cash | 00.0% | 00.0% |
| Ratio | Bank of Travelers Rest | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Bank of Travelers Rest | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Bank of Travelers Rest | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
10 branches in 1 county across 1 state (+0 vs 2024) · $1.37B branch deposits. Biggest market: Greenville, SC, ranked 7th with 6.6% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Greenville, SC | 10 | $1.37B | 6.59% | 7th |
South Carolina: 19th with 0.91% · Greenville-Anderson-Greer metro: 9th, 4.64% ·
Branch count: 2022 10 · 2023 10 · 2024 10 · 2025 10