Bank of Hindman
Total assets
$259.7M
▼ -1.1% YoY
Deposits
$211.4M
▼ -0.8% YoY
Loans
$117.8M
▼ -2.8% YoY
Offices
3
COMMUNITY EXC BANCSHARES INC
ROA (annualized)
0.48%
peers 1.24%
ROE (annualized)
6.56%
peers 11.87%
Peer comparison 1,900 banks with 100M-500M in assets
| Metric | Bank of Hindman | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | -1.1% | +4.4% | -5.5 pts |
| Deposit growth (YoY) | -0.8% | +4.0% | -4.7 pts |
| Loan growth (YoY) | -2.8% | +5.6% | -8.4 pts |
| ROA | 0.48% | 1.24% | -0.8 pts |
| ROE | 6.6% | 11.9% | -5.3 pts |
ROA ranks in the 12th percentile of its peer group · Q2 2026
Profile
- Established
- 1903
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- COMMUNITY EXC BANCSHARES INC
- Specialization
- Commercial Lending Specialization
- Address
- 1362 Hindman Byp, Hindman, KY, 41822
- County
- Knott
- Offices
- 3
- FDIC cert #
- 289
- RSSD ID
- 763211
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $259.7M | $211.4M | $117.8M | $19.5M | $636K | 0.48% | 2.08% | 0.42% |
| Q1 2026 | $268.1M | $217.2M | $120.1M | $19.0M | $290K | 0.43% | 2.00% | 0.82% |
| Q4 2025 | $268.0M | $217.7M | $123.1M | $19.7M | $920K | 0.35% | 1.80% | 0.35% |
| Q3 2025 | $256.8M | $206.0M | $121.2M | $18.7M | $653K | 0.33% | 1.76% | 0.82% |
| Q2 2025 | $262.7M | $213.0M | $121.1M | $17.0M | $349K | 0.27% | 1.71% | 1.08% |
| Q1 2025 | $264.6M | $214.5M | $121.3M | $16.3M | $160K | 0.24% | 1.65% | 1.02% |
| Q4 2024 | $258.6M | $210.8M | $118.1M | $15.0M | $495K | 0.19% | 1.57% | 0.81% |
| Q3 2024 | $260.6M | $209.7M | $116.7M | $17.9M | $275K | 0.14% | 1.57% | 0.52% |
Loan mix (Q2 2026): real estate $95.7M · commercial $16.3M · consumer $7.3M · securities $112.6M
Ratio pack Q2 2026 · peer medians from 1900 institutions
Profitability
| Ratio | Bank of Hindman | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.48% | 1.24% | 12th | |
Return on equity Annualized net income ÷ equity or net worth | 6.6% | 11.9% | 19th | |
Net interest margin Interest income − interest expense, ÷ assets | 2.08% | 3.96% | 1th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 73.4% | 62.9% | 75th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Bank of Hindman | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Bank of Hindman | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Bank of Hindman | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Bank of Hindman | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- Town & Country Bank and Trust CompanyBardstown, KY · $433.7M
- Morgantown Bank & Trust Company, IncorporatedMorgantown, KY · $439.7M
- The Lincoln National Bank of HodgenvilleHodgenville, KY · $454.4M
- Meade County BankBrandenburg, KY · $458.4M
- United Cumberland BankWhitley City, KY · $460.2M
- Pbt BancorpHazard, KY · $473.2M
Selling to Bank of Hindman?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.