| Metric | Bank of Greeley | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +11.7% | +3.0% | +8.7 pts |
| Deposit growth (YoY) | +12.9% | +2.5% | +10.4 pts |
| Loan growth (YoY) | +5.1% | +2.6% | +2.5 pts |
| ROA | 1.59% | 0.99% | +0.6 pts |
| ROE | 13.1% | 8.1% | +5.0 pts |
ROA ranks in the 78th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $54.4M | $46.8M | $23.3M | $6.5M | $416K | 1.59% | 3.51% | 0.13% |
| Q1 2026 | $52.2M | $44.8M | $23.2M | $6.3M | $191K | 1.48% | 3.48% | 0.22% |
| Q4 2025 | $50.7M | $43.3M | $24.0M | $6.2M | $726K | 1.48% | 3.45% | 0.37% |
| Q3 2025 | $49.3M | $41.8M | $22.4M | $6.4M | $540K | 1.48% | 3.41% | 0.24% |
| Q2 2025 | $48.7M | $41.4M | $22.1M | $6.1M | $370K | 1.52% | 3.40% | 0.08% |
| Q1 2025 | $49.4M | $42.3M | $22.5M | $5.9M | $176K | 1.45% | 3.34% | 0.04% |
| Q4 2024 | $47.7M | $40.9M | $22.5M | $5.6M | $688K | 1.47% | 3.41% | 0.01% |
| Q3 2024 | $46.3M | $39.3M | $21.4M | $5.9M | $514K | 1.48% | 3.41% | 0.00% |
Loan mix (Q2 2026): real estate $16.4M · commercial $1.1M · consumer $2.1M · securities $10.8M
| Ratio | Bank of Greeley | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.59% | 0.99% | 78th | |
Return on equity Annualized net income ÷ equity or net worth | 13.1% | 8.1% | 77th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.51% | 3.88% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 54.1% | 70.8% | 16th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Bank of Greeley | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Bank of Greeley | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Bank of Greeley | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Bank of Greeley | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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