Bank of Commerce
Total assets
$1.13B
▲ +16.7% YoY
Deposits
$996.2M
▲ +16.1% YoY
Loans
$649.7M
▲ +23.3% YoY
Offices
16
COMMERCE BCORP INC
ROA (annualized)
1.13%
peers 1.26%
ROE (annualized)
10.11%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Bank of Commerce | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +16.7% | +5.5% | +11.2 pts |
| Deposit growth (YoY) | +16.1% | +5.1% | +11.1 pts |
| Loan growth (YoY) | +23.3% | +5.9% | +17.4 pts |
| ROA | 1.13% | 1.26% | -0.1 pts |
| ROE | 10.1% | 12.2% | -2.1 pts |
ROA ranks in the 39th percentile of its peer group · Q2 2026
Profile
- Established
- 1904
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- COMMERCE BCORP INC
- Specialization
- Agricultural Specialization
- Address
- 310 Howard St, Greenwood, MS, 38930
- County
- Leflore
- Metro area
- Greenwood, MS
- Offices
- 16
- FDIC cert #
- 9359
- RSSD ID
- 99442
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.13B | $996.2M | $649.7M | $131.2M | $6.4M | 1.13% | 3.27% | 0.56% |
| Q1 2026 | $1.16B | $1.03B | $622.7M | $125.4M | $3.3M | 1.16% | 3.17% | 0.50% |
| Q4 2025 | $1.12B | $990.5M | $597.2M | $125.1M | $9.9M | 0.99% | 3.07% | 0.33% |
| Q3 2025 | $973.5M | $856.7M | $538.9M | $109.4M | $8.6M | 1.18% | 2.99% | 0.27% |
| Q2 2025 | $972.2M | $858.0M | $526.9M | $106.8M | $6.2M | 1.28% | 2.97% | 0.30% |
| Q1 2025 | $983.5M | $869.9M | $530.4M | $106.4M | $3.9M | 1.62% | 2.82% | 0.43% |
| Q4 2024 | $961.8M | $849.5M | $507.0M | $105.1M | $8.8M | 0.94% | 2.77% | 0.54% |
| Q3 2024 | $933.2M | $818.5M | $517.7M | $106.7M | $7.7M | 1.11% | 2.79% | 0.26% |
Loan mix (Q2 2026): real estate $486.3M · commercial $68.9M · consumer $20.6M · securities $242.5M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Bank of Commerce | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.13% | 1.26% | 39th | |
Return on equity Annualized net income ÷ equity or net worth | 10.1% | 12.2% | 34th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.27% | 3.70% | 25th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.6% | 59.0% | 52th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Bank of Commerce | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Bank of Commerce | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Bank of Commerce | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Bank of Commerce | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- Community Bank of MississippiFlowood, MS · $5.09B
- Parkway Bank and Trust CompanyHarwood Heights, IL · $3.66B
- Frandsen Bank & TrustLonsdale, MN · $3.66B
- The Bank of East Asia Ltd.New York, NY · $3.66B
- Cornerstone Capital Bank, SSBHouston, TX · $3.67B
- St. Charles Bank & Trust Company, National AssociationSaint Charles, IL · $3.69B
Selling to Bank of Commerce?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.