Bank of Brewton
Total assets
$49.6M
▲ +4.5% YoY
Deposits
$40.3M
▲ +3.7% YoY
Loans
$14.9M
▼ -18.1% YoY
Offices
2
REPTON SUPPLY CO INC
ROA (annualized)
1.14%
peers 0.99%
ROE (annualized)
6.13%
peers 8.07%
Peer comparison 537 banks with <100M in assets
| Metric | Bank of Brewton | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +4.5% | +3.0% | +1.5 pts |
| Deposit growth (YoY) | +3.7% | +2.5% | +1.2 pts |
| Loan growth (YoY) | -18.1% | +2.6% | -20.7 pts |
| ROA | 1.14% | 0.99% | +0.1 pts |
| ROE | 6.1% | 8.1% | -1.9 pts |
ROA ranks in the 59th percentile of its peer group · Q2 2026
Profile
- Established
- 1889
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- REPTON SUPPLY CO INC
- Specialization
- Other Specialized Under 1 Billion
- Address
- 103 Belleville Ave, Brewton, AL, 36426
- County
- Escambia
- Metro area
- Atmore, AL
- Offices
- 2
- FDIC cert #
- 5605
- RSSD ID
- 351131
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $49.6M | $40.3M | $14.9M | $9.3M | $279K | 1.14% | 4.21% | 0.00% |
| Q1 2026 | $50.7M | $41.6M | $13.9M | $9.0M | $121K | 0.99% | 4.30% | 0.00% |
| Q4 2025 | $46.9M | $37.7M | $18.0M | $9.1M | $215K | 0.46% | 4.28% | 0.00% |
| Q3 2025 | $48.1M | $39.1M | $16.8M | $8.8M | $136K | 0.39% | 4.22% | 0.00% |
| Q2 2025 | $47.5M | $38.9M | $18.3M | $8.5M | $20K | 0.09% | 4.17% | 0.00% |
| Q1 2025 | $46.6M | $38.2M | $17.2M | $8.3M | $49K | 0.43% | 4.13% | 0.35% |
| Q4 2024 | $44.2M | $36.1M | $17.4M | $8.0M | $-680K | -1.46% | 4.40% | 0.33% |
| Q3 2024 | $45.5M | $36.4M | $18.2M | $9.1M | $29K | 0.08% | 4.40% | 1.73% |
Loan mix (Q2 2026): real estate $5.0M · commercial $6.4M · consumer $1.6M · securities $29.6M
Ratio pack Q2 2026 · peer medians from 537 institutions
Profitability
| Ratio | Bank of Brewton | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.14% | 0.99% | 59th | |
Return on equity Annualized net income ÷ equity or net worth | 6.1% | 8.1% | 39th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.21% | 3.88% | 64th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 75.6% | 70.8% | 59th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Bank of Brewton | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Bank of Brewton | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Bank of Brewton | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Bank of Brewton | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
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