| Metric | Asian Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +11.4% | +4.9% | +6.5 pts |
| Deposit growth (YoY) | +3.7% | +4.3% | -0.6 pts |
| Loan growth (YoY) | +16.9% | +5.3% | +11.5 pts |
| ROA | 1.34% | 1.28% | +0.1 pts |
| ROE | 7.3% | 12.4% | -5.2 pts |
ROA ranks in the 54th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $685.9M | $456.8M | $529.8M | $127.0M | $4.5M | 1.34% | 3.54% | 0.95% |
| Q1 2026 | $684.8M | $459.2M | $505.3M | $124.6M | $2.1M | 1.27% | 3.46% | 0.78% |
| Q4 2025 | $660.4M | $479.9M | $493.4M | $123.3M | $7.6M | 1.24% | 3.38% | 0.71% |
| Q3 2025 | $628.7M | $451.0M | $482.0M | $122.3M | $5.7M | 1.26% | 3.33% | 0.57% |
| Q2 2025 | $615.9M | $440.4M | $453.3M | $120.3M | $3.6M | 1.21% | 3.21% | 0.61% |
| Q1 2025 | $606.4M | $433.7M | $418.9M | $119.7M | $1.7M | 1.18% | 3.12% | 0.19% |
| Q4 2024 | $566.9M | $397.8M | $405.8M | $117.5M | $5.8M | 1.09% | 3.05% | 0.13% |
| Q3 2024 | $557.3M | $388.8M | $393.5M | $118.4M | $4.1M | 1.05% | 3.04% | 0.19% |
Loan mix (Q2 2026): real estate $524.6M · commercial $10.5M · consumer $0 · securities $76.1M
| Ratio | Asian Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.34% | 1.28% | 54th | |
Return on equity Annualized net income ÷ equity or net worth | 7.3% | 12.4% | 19th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.54% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 47.4% | 61.2% | 13th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Asian Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Asian Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Asian Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Asian Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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