Armstrong Bank
Total assets
$2.84B
▲ +15.1% YoY
Deposits
$2.59B
▲ +13.0% YoY
Loans
$2.05B
▲ +19.7% YoY
Offices
30
IRONHORSE FINANCIAL GROUP INC
ROA (annualized)
1.37%
peers 1.26%
ROE (annualized)
17.13%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | Armstrong Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +15.1% | +5.5% | +9.6 pts |
| Deposit growth (YoY) | +13.0% | +5.1% | +8.0 pts |
| Loan growth (YoY) | +19.7% | +5.9% | +13.7 pts |
| ROA | 1.37% | 1.26% | +0.1 pts |
| ROE | 17.1% | 12.2% | +5.0 pts |
ROA ranks in the 60th percentile of its peer group · Q2 2026
Profile
- Established
- 1910
- Charter
- State
- Primary regulator
- FED
- Holding company
- IRONHORSE FINANCIAL GROUP INC
- Specialization
- Commercial Lending Specialization
- Address
- 1215 W Okmulgee St, Muskogee, OK, 74401
- County
- Muskogee
- Metro area
- Muskogee, OK
- Offices
- 30
- FDIC cert #
- 2315
- RSSD ID
- 470452
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $2.84B | $2.59B | $2.05B | $232.9M | $18.7M | 1.37% | 3.99% | 0.26% |
| Q1 2026 | $2.71B | $2.46B | $2.00B | $217.3M | $8.6M | 1.28% | 3.97% | 0.26% |
| Q4 2025 | $2.67B | $2.42B | $1.92B | $205.8M | $31.5M | 1.25% | 3.70% | 0.28% |
| Q3 2025 | $2.53B | $2.32B | $1.80B | $195.3M | $25.6M | 1.37% | 3.63% | 0.23% |
| Q2 2025 | $2.47B | $2.29B | $1.72B | $165.5M | $14.0M | 1.13% | 3.50% | 0.25% |
| Q1 2025 | $2.47B | $2.29B | $1.63B | $170.5M | $6.0M | 0.96% | 3.27% | 0.21% |
| Q4 2024 | $2.49B | $2.30B | $1.59B | $177.4M | $19.3M | 0.78% | 2.79% | 0.40% |
| Q3 2024 | $2.43B | $2.23B | $1.55B | $186.6M | $13.8M | 0.75% | 2.68% | 0.25% |
Loan mix (Q2 2026): real estate $1.64B · commercial $173.1M · consumer $98.3M · securities $532.4M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | Armstrong Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.37% | 1.26% | 60th | |
Return on equity Annualized net income ÷ equity or net worth | 17.1% | 12.2% | 83th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.99% | 3.70% | 67th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 59.1% | 59.0% | 50th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Armstrong Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Armstrong Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Armstrong Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Armstrong Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
Similar banks
- RCB BankClaremore, OK · $3.98B
- InterBankOklahoma City, OK · $5.33B
- Stride Bank, National AssociationEnid, OK · $5.42B
- Parkway Bank and Trust CompanyHarwood Heights, IL · $3.66B
- Frandsen Bank & TrustLonsdale, MN · $3.66B
- The Bank of East Asia Ltd.New York, NY · $3.66B
Selling to Armstrong Bank?
See Pro plan →Peer lists, growth filters, CSV export, CRM push.