American Pride Bank
Total assets
$1.03B
▲ +86.8% YoY
Deposits
$889.9M
▲ +97.2% YoY
Loans
$714.0M
▲ +94.4% YoY
Offices
8
AMERICAN BCORP INC
ROA (annualized)
0.52%
peers 1.26%
ROE (annualized)
4.09%
peers 12.17%
Peer comparison 887 banks with 1B-10B in assets
| Metric | American Pride Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +86.8% | +5.5% | +81.4 pts |
| Deposit growth (YoY) | +97.2% | +5.1% | +92.2 pts |
| Loan growth (YoY) | +94.4% | +5.9% | +88.5 pts |
| ROA | 0.52% | 1.26% | -0.7 pts |
| ROE | 4.1% | 12.2% | -8.1 pts |
ROA ranks in the 8th percentile of its peer group · Q2 2026
Profile
- Established
- 2007
- Charter
- State
- Primary regulator
- FDIC
- Holding company
- AMERICAN BCORP INC
- Specialization
- Commercial Lending Specialization
- Address
- 4740 Log Cabin Dr, Macon, GA, 31204
- County
- Bibb
- Metro area
- Macon-Bibb County, GA
- Offices
- 8
- FDIC cert #
- 58584
- RSSD ID
- 3671997
- Latest call report
- Q2 2026
Total assets last 8 quarters
Deposits last 8 quarters
Quarterly financials FDIC call report
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $1.03B | $889.9M | $714.0M | $124.3M | $2.3M | 0.52% | 3.30% | 0.00% |
| Q1 2026 | $810.7M | $682.1M | $562.9M | $104.1M | $1.1M | 0.57% | 3.46% | 0.00% |
| Q4 2025 | $772.8M | $646.0M | $507.4M | $103.5M | $4.0M | 0.69% | 3.62% | 0.01% |
| Q3 2025 | $664.8M | $555.7M | $441.6M | $96.3M | $2.3M | 0.57% | 3.56% | 0.00% |
| Q2 2025 | $551.5M | $451.2M | $367.3M | $88.0M | $1.7M | 0.69% | 3.44% | 0.00% |
| Q1 2025 | $491.2M | $418.6M | $329.5M | $61.2M | $1.1M | 0.93% | 3.26% | 0.00% |
| Q4 2024 | $416.8M | $370.5M | $294.2M | $44.6M | $2.7M | 0.73% | 3.14% | 0.19% |
| Q3 2024 | $373.1M | $325.4M | $265.1M | $45.9M | $2.4M | 0.91% | 3.15% | 0.21% |
Loan mix (Q2 2026): real estate $673.3M · commercial $45.8M · consumer $391K · securities $107.8M
Ratio pack Q2 2026 · peer medians from 887 institutions
Profitability
| Ratio | American Pride Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.52% | 1.26% | 8th | |
Return on equity Annualized net income ÷ equity or net worth | 4.1% | 12.2% | 5th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.30% | 3.70% | 26th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 76.7% | 59.0% | 90th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | American Pride Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | American Pride Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | American Pride Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | American Pride Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
11 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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