| Metric | AllNations Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +13.7% | +3.0% | +10.7 pts |
| Deposit growth (YoY) | +13.8% | +2.5% | +11.3 pts |
| Loan growth (YoY) | +24.8% | +2.6% | +22.2 pts |
| ROA | 1.17% | 0.99% | +0.2 pts |
| ROE | 14.3% | 8.1% | +6.2 pts |
ROA ranks in the 60th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $84.5M | $76.9M | $50.1M | $6.9M | $484K | 1.17% | 4.65% | 4.76% |
| Q1 2026 | $86.7M | $79.0M | $49.2M | $6.8M | $263K | 1.28% | 4.75% | 4.77% |
| Q4 2025 | $77.1M | $69.8M | $49.4M | $6.6M | $616K | 0.83% | 4.40% | 5.81% |
| Q3 2025 | $79.6M | $72.2M | $44.2M | $6.6M | $613K | 1.11% | 4.65% | 3.38% |
| Q2 2025 | $74.3M | $67.6M | $40.2M | $6.2M | $380K | 1.06% | 4.65% | 3.59% |
| Q1 2025 | $73.5M | $66.9M | $39.0M | $6.0M | $189K | 1.08% | 4.64% | 2.77% |
| Q4 2024 | $66.5M | $60.3M | $40.1M | $5.7M | $537K | 0.86% | 4.53% | 3.04% |
| Q3 2024 | $64.3M | $58.4M | $35.4M | $5.6M | $255K | 0.55% | 4.37% | 6.35% |
Loan mix (Q2 2026): real estate $25.6M · commercial $12.8M · consumer $1.5M · securities $14.3M
| Ratio | AllNations Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.17% | 0.99% | 60th | |
Return on equity Annualized net income ÷ equity or net worth | 14.3% | 8.1% | 82th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.65% | 3.88% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 62.9% | 70.8% | 32th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | AllNations Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | AllNations Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | AllNations Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | AllNations Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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