| # | Institution | Location | Assets | Assets YoY | Deposits YoY | Loans YoY | ROA | Effic. | NIM | L/D | Capital |
|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Guardian Bank Bank · 500M-1B | Valdosta, GA | $597.9M | +5.5% | +2.9% | +2.7% | 1.54% | 56% | 3.43% | 69% | 11.7% |
| 2 | South Coast Bank & Trust Bank · 100M-500M | Brunswick, GA | $269.8M | +1.9% | +0.4% | +7.0% | 1.51% | 61% | 3.87% | 79% | 10.1% |
| 3 | Waycross Bank & Trust Bank · 100M-500M | Waycross, GA | $242.2M | -3.1% | -5.0% | -9.0% | 1.30% | 63% | 3.28% | 56% | 12.4% |