| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Unified BankMartins Ferry | OH | $871.7M | $702.1M | +6.8% | -0.9% | 1.38% | 63.7% | 3.81% | 9.01% |
| United Trust BankPalos Heights | IL | $178.2M | $126.1M | +1.7% | -4.6% | 1.15% | 88.9% | 2.80% | 9.91% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Unified Bank.