| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Summit BankOakland | CA | $264.4M | $207.6M | -6.6% | -0.1% | -3.45% | 152.6% | 4.79% | 16.61% |
| The Bank of HoustonHouston | MO | $67.4M | $51.2M | +6.9% | +6.5% | 1.07% | 78.6% | 5.72% | 13.82% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Summit Bank.