| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| State Bank of TexasIrving | TX | $2.59B | $2.14B | -6.8% | -7.0% | 4.24% | 21.4% | 5.33% | 16.54% |
| State Bank & Trust CompanyGolden Meadow | LA | $165.1M | $145.3M | +9.9% | +19.4% | 1.50% | 65.1% | 4.15% | 10.36% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, State Bank of Texas.