| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Royal Banks of MissouriSaint Louis | MO | $1.03B | $891.6M | -0.5% | +7.6% | 1.05% | 63.9% | 4.06% | 10.82% |
| Royal BankElroy | WI | $816.1M | $723.1M | +5.7% | +7.5% | 1.49% | 58.9% | 4.18% | 10.39% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Royal Banks of Missouri.