| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| First Community Bank of the Heartland, Inc.Clinton | KY | $506.0M | $446.3M | +2.3% | +8.0% | 1.25% | 70.2% | 4.02% | 7.95% |
| First Trust Bank of IllinoisKankakee | IL | $406.3M | $324.4M | +6.6% | -5.1% | 1.05% | 52.5% | 2.87% | 10.20% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, First Community Bank of the Heartland, Inc..