| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Legence BankEldorado | IL | $642.9M | $573.6M | -2.2% | -6.3% | 1.96% | 62.4% | 5.26% | 9.58% |
| Lone Oak Bank, National AssociationEldorado | TX | $119.6M | $100.1M | +9.1% | +16.8% | 3.48% | 45.1% | 6.34% | 15.20% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Legence Bank.