| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| FirstBank Puerto RicoSanturce | PR | $19.22B | $16.90B | +1.8% | +3.1% | 1.89% | 49.1% | 4.90% | 11.64% |
| First BankSouthern Pines | NC | $13.03B | $11.10B | +2.3% | +9.4% | 1.56% | 48.1% | 3.82% | 11.13% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, FirstBank Puerto Rico.