| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Farmers & Merchants State BankArchbold | OH | $3.49B | $2.87B | +5.9% | +2.8% | 1.28% | 55.5% | 3.54% | 9.31% |
| F&M Bank and Trust CompanyHannibal | MO | $182.4M | $164.3M | -1.4% | +8.0% | 0.90% | 69.1% | 3.55% | 10.53% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Farmers & Merchants State Bank.