| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Centennial BankTrezevant | TN | $1.06B | $940.1M | +32.7% | +14.0% | 0.98% | 61.9% | 3.96% | 9.79% |
| F&M BankEdmond | OK | $915.3M | $799.0M | +22.4% | +16.3% | 1.24% | 56.1% | 4.45% | 10.05% |
| Farmers and Merchants BankDe Leon | TX | $269.8M | $232.9M | +10.2% | +16.5% | 1.49% | 56.8% | 4.55% | 11.63% |
| Farmers and Merchants State BankLangdon | ND | $143.1M | $105.6M | +3.9% | +2.4% | 1.54% | 51.1% | 3.43% | 15.39% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Centennial Bank.