| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Cornerstone National Bank & Trust CompanyPalatine | IL | $1.01B | $897.0M | +0.6% | +16.1% | 1.15% | 61.6% | 4.03% | 10.56% |
| Cornerstone State BankMontgomery | MN | $247.0M | $223.9M | +4.7% | +3.3% | 1.49% | 61.0% | 3.70% | 10.77% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Cornerstone National Bank & Trust Company.