| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| Cornerstone BankOverland Park | KS | $504.9M | $298.4M | -8.6% | +6.1% | 1.47% | 52.0% | 3.32% | 8.79% |
| Heritage Bank of the OzarksLebanon | MO | $424.0M | $376.9M | +9.8% | +11.0% | 1.18% | 61.3% | 3.92% | 9.48% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, Cornerstone Bank.