| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Citizens National Bank of McConnelsvilleMcconnelsville | OH | $102.1M | $85.2M | -8.0% | -5.0% | 0.91% | 73.8% | 4.50% | 12.70% |
| Community National Bank in MonmouthMonmouth | IL | $55.1M | $47.7M | +0.0% | +2.0% | 1.08% | 70.2% | 4.35% | 12.93% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Citizens National Bank of McConnelsville.