| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Citizens National Bank of WoodsfieldWoodsfield | OH | $153.9M | $141.9M | +4.2% | +6.7% | 1.04% | 63.1% | 3.53% | 9.01% |
| Commonwealth National BankMobile | AL | $78.5M | $69.5M | +22.3% | +21.5% | -0.30% | 106.9% | 3.73% | 13.32% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Citizens National Bank of Woodsfield.