| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Citizens State Bank of Cheney, KansasCheney | KS | $96.7M | $87.8M | +4.2% | +19.8% | 2.45% | 48.7% | 4.65% | 11.21% |
| Citizens State Bank of LankinLankin | ND | $72.1M | $61.4M | +10.4% | +6.6% | 1.17% | 67.1% | 4.86% | 10.68% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Citizens State Bank of Cheney, Kansas.