| Bank | State | Assets | Deposits | Deposits YoY | Loans YoY | ROA | Efficiency | NIM | Capital |
|---|---|---|---|---|---|---|---|---|---|
| The Citizens National Bank of BlufftonBluffton | OH | $1.10B | $863.6M | +7.2% | +2.9% | 2.45% | 49.9% | 4.45% | 11.03% |
| The Citizens National Bank of SomersetSomerset | KY | $700.9M | $569.0M | +2.8% | +11.1% | 1.73% | 55.6% | 3.41% | 9.39% |
| Citizens State BankRoyal Oak | MI | $581.0M | $530.5M | +41.5% | +55.1% | 1.83% | 42.1% | 4.86% | 8.46% |
| Citizens National Bank of AlbionAlbion | IL | $348.5M | $283.9M | -0.6% | +0.1% | 1.51% | 50.2% | 3.95% | 17.61% |
| The Citizens Bank of WestonWeston | WV | $302.7M | $267.2M | +6.2% | -0.4% | 1.61% | 50.1% | 4.25% | 10.91% |
| The Citizens BankGreensboro | AL | $129.2M | $116.2M | +0.6% | -1.4% | 1.09% | 53.5% | 2.98% | 12.30% |
| Citizens National Bank of CrosbytonCrosbyton | TX | $77.6M | $64.0M | +5.9% | +37.9% | 2.16% | 38.1% | 3.60% | 16.88% |
Each bank above has its own profile, peer comparison and brief; the group’s vendor decisions usually sit with the lead bank, The Citizens National Bank of Bluffton.