| # | Institution | Type | Metro | Assets | Efficiency ratio |
|---|---|---|---|---|---|
| 1 | Lisbon Farmers Union Credit Union Lisbon, ND | Credit Union | — | $4.4M | 109.73% |
| 2 | Area Community Credit Union Grand Forks, ND | Credit Union | — | $27.7M | 91.01% |
| 3 | United Savings Credit Union Fargo, ND | Credit Union | — | $125.3M | 89.51% |
| 4 | Minot Area Schools Federal Credit Union Minot, ND | Credit Union | — | $15.0M | 87.45% |
| 5 | Med Park Credit Union Grand Forks, ND | Credit Union | — | $18.5M | 86.75% |
| 6 | Dakota Plains Credit Union Edgeley, ND | Credit Union | — | $94.4M | 82.41% |
| 7 | Fargo Va Federal Credit Union Fargo, ND | Credit Union | — | $14.2M | 81.50% |
| 8 | Dakota West Credit Union Watford City, ND |
| Credit Union |
| — |
| $339.2M |
| 80.84% |
| 9 | Fargo Public Schools Federal Credit Union Fargo, ND | Credit Union | — | $57.6M | 80.32% |
| 10 | Heartland State Bank Edgeley, ND | Bank | — | $75.6M | 78.40% |
| 11 | Northern Valley Federal Credit Union Grand Forks, ND | Credit Union | — | $18.5M | 78.29% |
| 12 | First Community Credit Union Jamestown, ND | Credit Union | — | $1.53B | 78.08% |
| 13 | Railway Credit Union Mandan, ND | Credit Union | — | $207.3M | 77.23% |
| 14 | Town And Country Credit Union Minot, ND | Credit Union | — | $781.6M | 75.69% |
| 15 | Gate City Bank Fargo, ND | Bank | Fargo, ND-MN | $4.04B | 74.56% |
| 16 | American Federal Bank Fargo, ND | Bank | Fargo, ND-MN | $795.8M | 74.11% |
| 17 | First Security Bank - West Beulah, ND | Bank | — | $75.2M | 72.54% |
| 18 | Farmers & Merchants Bank of North Dakota Tolna, ND | Bank | — | $119.8M | 71.97% |
| 19 | Bell Bank Fargo, ND | Bank | Fargo, ND-MN | $15.18B | 70.66% |
| 20 | Lincoln State Bank Hankinson, ND | Bank | Wahpeton, ND-MN | $125.1M | 70.49% |
| 21 | The Goose River Bank Mayville, ND | Bank | — | $173.4M | 70.47% |
| 22 | First International Bank & Trust Watford City, ND | Bank | — | $6.18B | 70.42% |
| 23 | Peoples State Bank, Fairmount, N. D. Fairmount, ND | Bank | Wahpeton, ND-MN | $38.5M | 70.23% |
| 24 | North Star Community Credit Union Maddock, ND | Credit Union | — | $470.6M | 69.56% |
| 25 | The Citizens State Bank at Mohall Mohall, ND | Bank | Minot, ND | $80.2M | 69.22% |
| 26 | Riverfork Federal Credit Union Grand Forks, ND | Credit Union | — | $31.0M | 69.06% |
| 27 | Union State Bank of Hazen Hazen, ND | Bank | — | $257.4M | 67.91% |
| 28 | First State Bank of Harvey Harvey, ND | Bank | — | $94.6M | 67.59% |
| 29 | Aspire Bank Fargo, ND | Bank | Fargo, ND-MN | $60.9M | 67.40% |
| 30 | Rolette State Bank Rolette, ND | Bank | — | $51.5M | 67.22% |
| 31 | Citizens State Bank of Lankin Lankin, ND | Bank | — | $72.1M | 67.06% |
| 32 | State Bank of Bottineau Bottineau, ND | Bank | — | $117.2M | 66.93% |
| 33 | The Union Bank Beulah, ND | Bank | — | $312.2M | 66.18% |
| 34 | University Federal Credit Union Grand Forks, ND | Credit Union | — | $45.2M | 66.00% |
| 35 | United Valley Bank Cavalier, ND | Bank | — | $751.6M | 65.82% |
| 36 | Bank Forward Fargo, ND | Bank | Fargo, ND-MN | $1.13B | 65.80% |
| 37 | Affinity First Federal Credit Union Minot, ND | Credit Union | — | $71.0M | 65.72% |
| 38 | Starion Bank Bismarck, ND | Bank | Bismarck, ND | $2.10B | 65.38% |
| 39 | First Western Bank & Trust Minot, ND | Bank | Minot, ND | $2.39B | 65.18% |
| 40 | Horizon Financial Bank Munich, ND | Bank | — | $201.0M | 64.99% |
| 41 | Kindred State Bank Kindred, ND | Bank | Fargo, ND-MN | $43.3M | 64.79% |
| 42 | State Bank of Lakota Lakota, ND | Bank | — | $64.2M | 63.74% |
| 43 | Peoples State Bank Westhope, ND | Bank | — | $69.9M | 63.65% |
| 44 | Border Bank Fargo, ND | Bank | Fargo, ND-MN | $1.06B | 63.05% |
| 45 | Grant County State Bank Carson, ND | Bank | — | $46.7M | 61.97% |
| 46 | Security First Bank of North Dakota New Salem, ND | Bank | Bismarck, ND | $293.2M | 61.48% |
| 47 | Alerus Financial, National Association Grand Forks, ND | Bank | Grand Forks, ND-MN | $5.28B | 61.42% |
| 48 | Hometown Credit Union Kulm, ND | Credit Union | — | $219.3M | 60.58% |
| 49 | TruCommunity Bank Garrison, ND | Bank | — | $338.2M | 59.97% |
| 50 | Unison Bank Jamestown, ND | Bank | Jamestown, ND | $596.9M | 59.11% |