| # | Institution | Type | Metro | Assets | Efficiency ratio |
|---|---|---|---|---|---|
| 1 | Arise Community Credit Union Minneapolis, MN | Credit Union | — | $1.0M | 2108.15% |
| 2 | Battle Bank, National Association Upsala, MN | Bank | — | $180.8M | 393.73% |
| 3 | Tribe Federal Credit Union Eagan, MN | Credit Union | — | $2.4M | 153.03% |
| 4 | Electric Machinery Employees Credit Union Minneapolis, MN | Credit Union | — | $8.6M | 120.37% |
| 5 | Danfoss Employees Credit Union Plymouth, MN | Credit Union | — | $2.1M | 114.97% |
| 6 | First Pace Credit Union West St Paul, MN | Credit Union | — | $8.8M | 113.39% |
| 7 | Farm Credit Employees Federal Credit Union Saint Paul, MN | Credit Union | — | $18.3M | 109.98% |
| 8 | Heritage Bank National Association |
| Bank |
| Willmar, MN |
| $361.1M |
| 106.18% |
| 9 | Transit Operations Federal Credit Union Minneapolis, MN | Credit Union | — | $4.0M | 105.65% |
| 10 | The First State Bank of Red Wing Red Wing, MN | Bank | Red Wing, MN | $86.3M | 100.78% |
| 11 | ProGrowth Bank Nicollet, MN | Bank | Mankato, MN | $364.8M | 98.81% |
| 12 | Nsp Credit Union Maplewood, MN | Credit Union | — | $36.2M | 97.88% |
| 13 | Red Lake Co Op Federal Credit Union Red Lake Falls, MN | Credit Union | — | $7.0M | 96.42% |
| 14 | Expedition Credit Union Mendota Heights, MN | Credit Union | — | $225.6M | 95.41% |
| 15 | Riverview Credit Union South Saint Pau, MN | Credit Union | — | $7.8M | 95.38% |
| 16 | Arlington State Bank Arlington, MN | Bank | — | $56.7M | 94.99% |
| 17 | My Credit Union Bloomington, MN | Credit Union | — | $371.3M | 94.99% |
| 18 | Brainerd B. N. Credit Union Brainerd, MN | Credit Union | — | $124.4M | 93.85% |
| 19 | Latvian Credit Union Minneapolis, MN | Credit Union | — | $5.8M | 93.64% |
| 20 | Metropolitan Services Credit Union Saint Paul, MN | Credit Union | — | $12.2M | 93.10% |
| 21 | Western National Bank Duluth, MN | Bank | Duluth, MN-WI | $135.8M | 92.94% |
| 22 | South Metro Federal Credit Union Prior Lake, MN | Credit Union | — | $183.4M | 92.41% |
| 23 | Minnesota First Credit and Savings, Incorporated Rochester, MN | Bank | Rochester, MN | $29.9M | 92.25% |
| 24 | Leading Edge Credit Union Worthington, MN | Credit Union | — | $146.0M | 92.23% |
| 25 | Grove Bank Grove City, MN | Bank | — | $56.4M | 92.02% |
| 26 | Catholic United Financial Credit Union Saint Paul, MN | Credit Union | — | $34.4M | 90.17% |
| 27 | Luminate Bank Minneapolis, MN | Bank | Minneapolis-St. Paul-Bloomington, MN-WI | $554.5M | 90.03% |
| 28 | Heartland Credit Union Inver Grove Hei, MN | Credit Union | — | $176.4M | 89.38% |
| 29 | State Bank of Bellingham Bellingham, MN | Bank | — | $46.4M | 88.64% |
| 30 | Granite Bank Cold Spring, MN | Bank | St. Cloud, MN | $353.2M | 88.25% |
| 31 | Teamsters Credit Union Blaine, MN | Credit Union | — | $13.9M | 86.70% |
| 32 | North Shore Federal Credit Union Silver Bay, MN | Credit Union | — | $281.6M | 86.42% |
| 33 | Lake Country Community Bank Morristown, MN | Bank | Faribault-Northfield, MN | $31.5M | 85.96% |
| 34 | St. Cloud Financial Credit Union Sartell, MN | Credit Union | — | $439.7M | 85.31% |
| 35 | Northwoods Credit Union Cloquet, MN | Credit Union | — | $178.0M | 85.04% |
| 36 | Magnifi Financial Credit Union Melrose, MN | Credit Union | — | $2.67B | 84.53% |
| 37 | The First National Bank at St. James Saint James, MN | Bank | — | $37.9M | 83.69% |
| 38 | Northern Communities Credit Union Duluth, MN | Credit Union | — | $126.8M | 83.29% |
| 39 | Citizens Independent Bank Saint Louis Park, MN | Bank | Minneapolis-St. Paul-Bloomington, MN-WI | $314.2M | 82.98% |
| 40 | Smw Financial Credit Union Lino Lakes, MN | Credit Union | — | $92.1M | 82.90% |
| 41 | The First State Bank of Rosemount Rosemount, MN | Bank | Minneapolis-St. Paul-Bloomington, MN-WI | $146.1M | 82.58% |
| 42 | State Bank of Taunton Taunton, MN | Bank | Marshall, MN | $46.6M | 82.15% |
| 43 | Sharepoint Credit Union Bloomington, MN | Credit Union | — | $368.2M | 82.13% |
| 44 | Mid-Central National Bank Wadena, MN | Bank | — | $117.1M | 82.05% |
| 45 | Minnesota Catholic Credit Union Little Canada, MN | Credit Union | — | $38.1M | 81.16% |
| 46 | North Memorial Federal Credit Union Robbinsdale, MN | Credit Union | — | $50.9M | 80.93% |
| 47 | Topline Financial Credit Union Maple Grove, MN | Credit Union | — | $1.15B | 80.86% |
| 48 | Carpenters Federal Credit Union Saint Paul, MN | Credit Union | — | $43.9M | 80.34% |
| 49 | Share Advantage Credit Union Duluth, MN | Credit Union | — | $58.5M | 80.27% |
| 50 | St. Paul Federal Credit Union Saint Paul, MN | Credit Union | — | $261.6M | 80.21% |