No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.5M | $740K | $255K | $227K | $14K | 3.80% | 3.41% | 11.19% | 252 |
| Q4 2025 | $1.5M | $735K | $260K | $220K | $76K | 5.02% | 2.04% | 9.13% | 251 |
| Q3 2025 | $1.6M | $744K | $271K | $222K | $91K | 7.67% | 2.22% | 48.77% | 255 |
| Q2 2025 | $1.4M | $745K | $277K | $189K | $51K | 7.12% | 3.21% | 28.12% | 254 |
| Q1 2025 | $1.4M | $743K | $214K | $180K | $13K | 3.60% | 3.79% | 4.19% | 257 |
| Q4 2024 | $1.4M | $754K | $235K | $172K | $22K | 1.60% | 4.15% | 4.61% | 250 |
| Q3 2024 | $1.4M | $743K | $253K | $183K | $53K | 5.06% | 5.11% | 8.62% | 250 |
| Q2 2024 | $1.4M | $755K | $280K | $172K | $24K | 3.47% | 4.38% | 4.67% | 251 |
Nothing unusual in Q1 2026 — steady quarter.
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 3.80% | 0.60% | — | |
Return on equity Annualized net income ÷ equity or net worth | 25.3% | 4.1% | — | |
Net interest margin Interest income − interest expense, ÷ assets | 3.41% | 3.83% | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 56.8% |
Peer lists, growth filters, CSV export, CRM push.
Loan mix (Q1 2026): real estate $0 · commercial $0 · consumer $223K · securities $732K
| 81.5% |
| — |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
2 branches in 2 counties across 2 states (+0 vs 2024). Biggest market: Cook, IL, ranked 162nd with 0.0% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Cook, IL | 1 | $373K* | 0.00% | 162nd |
| Racine, WI | 1 | $373K* | 0.01% | 23rd |
Wisconsin: 320th with 0.00% · Illinois: 592nd with 0.00% · Racine-Mount Pleasant metro: 23rd, 0.01% · Chicago-Naperville-Elgin metro: 266th, 0.00% · * Deposits estimated (total shares spread across branches).
Branch count: 2022 2 · 2023 2 · 2024 2 · 2025 2