No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $49.5M | $43.7M | $37.4M | $6.1M | $9K | 0.08% | 4.05% | 1.53% | 5,434 |
| Q4 2025 | $48.9M | $43.0M | $38.9M | $6.1M | $-84K | -0.17% | 4.45% | 2.70% | 5,431 |
| Q3 2025 | $52.7M | $43.3M | $40.1M | $6.3M | $9K | 0.02% | 4.26% | 2.43% | 5,444 |
| Q2 2025 | $49.3M | $43.4M | $40.3M | $6.2M | $8K | 0.03% | 4.49% | 4.17% | 5,458 |
| Q1 2025 | $51.0M | $45.2M | $41.2M | $6.2M | $4K | 0.03% | 4.29% | 3.49% | 5,467 |
| Q4 2024 | $50.2M | $44.5M | $41.3M | $6.2M | $157K | 0.31% | 4.09% | 3.55% | 5,201 |
| Q3 2024 | $51.7M | $45.7M | $41.2M | $6.3M | $128K | 0.33% | 3.96% | 0.90% | 5,207 |
| Q2 2024 | $51.9M | $46.0M | $40.9M | $6.2M | $92K | 0.35% | 3.89% | 0.82% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.08% | 0.60% | 24th | |
Return on equity Annualized net income ÷ equity or net worth | 0.6% | 4.1% | 25th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.05% | 3.83% |
Peer lists, growth filters, CSV export, CRM push.
| 5,194 |
Loan mix (Q1 2026): real estate $25.5M · commercial $0 · consumer $11.5M · securities $5.8M
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 96.4% | 81.5% | 81st |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
1 branches in 1 county across 1 state (+0 vs 2024). Biggest market: District of Columbia, DC, ranked 58th with 0.1% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| District of Columbia, DC | 1 | $43.4M* | 0.05% | 58th |
District of Columbia: 58th with 0.05% · Washington-Arlington-Alexandria metro: 124th, 0.01% · * Deposits estimated (total shares spread across branches).
Branch count: 2022 1 · 2023 1 · 2024 1 · 2025 1