No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $225.6M | $191.4M | $154.6M | $20.4M | $2.2M | 2.91% | 4.29% | 1.45% |
| Q1 2026 | $116.7M | $102.8M | $68.7M | $9.3M | $217K | 0.78% | 4.07% | 0.14% |
| Q4 2025 | $107.0M | $87.9M | $72.0M | $9.2M | $725K | 0.72% | 4.38% | 0.00% |
| Q3 2025 | $100.1M | $83.5M | $67.7M | $9.4M | $589K | 0.79% | 4.43% | 0.26% |
| Q2 2025 | $99.6M | $85.7M | $67.7M | $8.8M | $274K | 0.56% | 4.13% | 1.10% |
| Q1 2025 | $100.3M | $86.3M | $69.7M | $8.9M | $138K | 0.56% | 4.07% | 0.98% |
| Q4 2024 | $96.2M | $77.9M | $70.2M | $8.8M | $468K | 0.50% | 4.04% | 0.95% |
| Q3 2024 | $94.4M | $77.9M | $71.6M | $9.1M | $333K | 0.48% | 3.96% | 1.05% |
Loan mix (Q2 2026): real estate $121.7M · commercial $12.3M · consumer $3.1M · securities $46.5M
| Ratio | The First Security Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.91% | 1.24% | 98th | |
Return on equity Annualized net income ÷ equity or net worth | 33.6% | 11.9% | 99th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.29% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 50.8% | 62.9% | 18th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | The First Security Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | The First Security Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Brokered deposits Brokered deposits ÷ total deposits — bought funding, rate-sensitive | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% | ||
Securities losses ÷ capital Unrealized losses on HTM + AFS securities as a share of tier-1 capital. Above ~30% constrains what they can sell to raise cash | 00.0% | 00.0% |
| Ratio | The First Security Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | The First Security Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | The First Security Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
4 branches in 3 counties across 1 state (+0 vs 2024) · $85.7M branch deposits. Biggest market: Osage, KS, ranked 3rd with 19.3% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Osage, KS | 2 | $55.5M | 19.30% | 3rd |
| Leavenworth, KS | 1 | $16.4M | 0.71% | 14th |
| Miami, KS | 1 | $13.7M | 1.55% | 7th |
Kansas: 180th with 0.08% · Topeka metro: 23rd, 0.75% · Kansas City metro: 122nd, 0.03% ·
Branch count: 2022 3 · 2023 4 · 2024 4 · 2025 4