No peer data.
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $139.9M | $122.0M | $98.9M | $17.6M | $741K | 1.09% | 5.76% | 0.07% |
| Q1 2026 | $131.1M | $113.7M | $96.7M | $17.1M | $315K | 0.95% | 5.76% | 0.22% |
| Q4 2025 | $135.2M | $118.2M | $96.0M | $16.7M | $1.5M | 1.12% | 5.27% | 0.64% |
| Q3 2025 | $135.6M | $118.9M | $89.8M | $16.2M | $1.2M | 1.17% | 5.22% | 0.26% |
| Q2 2025 | $133.4M | $117.5M | $90.0M | $15.6M | $765K | 1.12% | 5.14% | 0.09% |
| Q1 2025 | $137.2M | $121.7M | $88.9M | $15.0M | $370K | 1.08% | 5.10% | 0.21% |
| Q4 2024 | $137.6M | $122.9M | $85.6M | $14.4M | $1.4M | 1.08% | 5.31% | 0.00% |
| Q3 2024 | $133.9M | $119.2M | $89.0M | $14.3M | $1.1M | 1.11% | 5.35% | 0.00% |
Loan mix (Q2 2026): real estate $97.1M · commercial $2.4M · consumer $396K · securities $14.3M
Nothing unusual in Q2 2026 — steady quarter.
| Ratio | Evergreen National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.09% | 1.24% | — | |
Return on equity Annualized net income ÷ equity or net worth | 8.7% | 11.9% | — | |
Net interest margin Interest income − interest expense, ÷ assets | 5.76% | 3.96% | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner |
Peer lists, growth filters, CSV export, CRM push.
| 71.5% |
| 62.9% |
| — |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Evergreen National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Evergreen National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Brokered deposits Brokered deposits ÷ total deposits — bought funding, rate-sensitive | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% | ||
Securities losses ÷ capital Unrealized losses on HTM + AFS securities as a share of tier-1 capital. Above ~30% constrains what they can sell to raise cash | 00.0% | 00.0% |
| Ratio | Evergreen National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Evergreen National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Evergreen National Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
3 branches in 2 counties across 1 state (+0 vs 2024) · $117.5M branch deposits. Biggest market: Jefferson, CO, ranked 28th with 0.6% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Jefferson, CO | 2 | $88.7M | 0.56% | 28th |
| Clear Creek, CO | 1 | $28.7M | 100.00% | 1st |
Colorado: 122nd with 0.06% · Denver-Aurora-Centennial metro: 67th, 0.10% ·
Branch count: 2022 4 · 2023 3 · 2024 3 · 2025 3