| # | Institution | Type | Metro | Assets | Efficiency ratio |
|---|---|---|---|---|---|
| 1 | Huntington Federal Savings Bank Huntington, WV | Bank | Huntington-Ashland, WV-KY-OH | $532.3M | 134.83% |
| 2 | The First National Bank of Williamson Williamson, WV | Bank | — | $120.3M | 112.34% |
| 3 | C C M H Federal Credit Union Parkersburg, WV | Credit Union | — | $5.2M | 105.85% |
| 4 | National Employees Federal Credit Union Bluefield, WV | Credit Union | — | $14.3M | 101.53% |
| 5 | Ohio County Public Schools Federal Credit Union Wheeling, WV | Credit Union | — | $5.7M | 101.16% |
| 6 | Charleston Postal Federal Credit Union Charleston, WV | Credit Union | — | $5.1M | 95.94% |
| 7 | Fayette Federal Credit Union Mount Hope, WV | Credit Union | — | $8.5M | 93.23% |
| 8 | Teamsters Local 697 Federal Credit Union |
| Credit Union |
| — |
| $2.7M |
| 92.76% |
| 9 | City Of Clarksburg Federal Credit Union Clarksburg, WV | Credit Union | — | $8.2M | 91.54% |
| 10 | First Neighborhood Bank Spencer, WV | Bank | — | $160.6M | 90.67% |
| 11 | Appalachian Power Employees Federal Credit Union Huntington, WV | Credit Union | — | $5.6M | 90.55% |
| 12 | Universal Federal Credit Union Huntington, WV | Credit Union | — | $97.2M | 90.52% |
| 13 | Guaranty Bank Inc. Williamson, WV | Bank | — | $152.4M | 90.35% |
| 14 | Ravenswood Federal Credit Union Ravenswood, WV | Credit Union | — | $51.3M | 87.22% |
| 15 | Morgantown A E S Federal Credit Union Morgantown, WV | Credit Union | — | $37.9M | 86.97% |
| 16 | First Priority Federal Credit Union Huntington, WV | Credit Union | — | $75.2M | 85.46% |
| 17 | Pioneer Appalachia Federal Credit Union Charleston, WV | Credit Union | — | $245.5M | 85.38% |
| 18 | Whitesville State Bank Whitesville, WV | Bank | Charleston, WV | $137.6M | 85.09% |
| 19 | Cape Federal Credit Union Clarksburg, WV | Credit Union | — | $15.7M | 84.93% |
| 20 | West Virginia Federal Credit Union South Charlesto, WV | Credit Union | — | $143.0M | 84.63% |
| 21 | Strip Steel Community Federal Credit Union Weirton, WV | Credit Union | — | $59.3M | 83.97% |
| 22 | Kemba Charleston Federal Credit Union Dunbar, WV | Credit Union | — | $45.7M | 83.51% |
| 23 | First Federal Savings & Loan Association of Ravenswood Ravenswood, WV | Bank | Charleston, WV | $26.3M | 82.68% |
| 24 | The United Federal Credit Union Morgantown, WV | Credit Union | — | $107.6M | 82.58% |
| 25 | United Hospital Center Federal Credit Union Bridgeport, WV | Credit Union | — | $12.5M | 81.96% |
| 26 | Alloy Federal Credit Union Alloy, WV | Credit Union | — | $29.7M | 81.79% |
| 27 | Star USA Federal Credit Union Charleston, WV | Credit Union | — | $158.0M | 81.78% |
| 28 | Twin Oaks Federal Credit Union Apple Grove, WV | Credit Union | — | $6.6M | 80.70% |
| 29 | The Poca Valley Bank, Inc. Walton, WV | Bank | — | $666.2M | 80.52% |
| 30 | Metro Community Federal Credit Union Huntington, WV | Credit Union | — | $51.1M | 80.30% |
| 31 | Williamstown Bank, Inc. Williamstown, WV | Bank | Parkersburg-Vienna, WV | $236.7M | 80.17% |
| 32 | South Charleston Employees Federal Credit Union South Charlesto, WV | Credit Union | — | $14.4M | 80.04% |
| 33 | Eastern Panhandle Federal Credit Union Martinsburg, WV | Credit Union | — | $18.5M | 79.88% |
| 34 | Home Federal Credit Union Clarksburg, WV | Credit Union | — | $37.7M | 79.43% |
| 35 | Chhe Federal Credit Union Huntington, WV | Credit Union | — | $33.5M | 79.12% |
| 36 | Raleigh County Federal Credit Union Beckley, WV | Credit Union | — | $20.8M | 78.94% |
| 37 | One Community Federal Credit Union Parkersburg, WV | Credit Union | — | $100.8M | 78.65% |
| 38 | Willow Island Federal Credit Union Saint Marys, WV | Credit Union | — | $12.3M | 78.05% |
| 39 | Davis Trust Company Elkins, WV | Bank | Elkins, WV | $274.9M | 77.19% |
| 40 | Element Federal Credit Union Charleston, WV | Credit Union | — | $51.0M | 76.76% |
| 41 | Pace Federal Credit Union Huntington, WV | Credit Union | — | $8.6M | 76.02% |
| 42 | Eagle Can Employees Federal Credit Union Wellsburg, WV | Credit Union | — | $451K | 75.84% |
| 43 | Wee Federal Credit Union Parkersburg, WV | Credit Union | — | $27.9M | 74.87% |
| 44 | Pioneer Community Bank, Inc. Iaeger, WV | Bank | — | $191.1M | 74.31% |
| 45 | MCNB Bank and Trust Co. Welch, WV | Bank | — | $356.5M | 74.01% |
| 46 | The Pleasants County Bank Saint Marys, WV | Bank | — | $84.7M | 73.93% |
| 47 | The State Credit Union Charleston, WV | Credit Union | — | $94.9M | 73.50% |
| 48 | The Harrison County Bank Lost Creek, WV | Bank | Clarksburg, WV | $164.9M | 73.36% |
| 49 | Hancock School Emp. Federal Credit Union Weirton, WV | Credit Union | — | $24.3M | 73.11% |
| 50 | Huntingtonized Federal Credit Union Huntington, WV | Credit Union | — | $47.5M | 71.55% |