| # | Institution | Type | Metro | Assets | Efficiency ratio |
|---|---|---|---|---|---|
| 1 | Metropolitan Teachers Credit Union Nashville, TN | Credit Union | — | $2.6M | 354.27% |
| 2 | Lineage Bank Franklin, TN | Bank | Nashville-Davidson-Murfreesboro-Franklin, TN | $197.7M | 260.32% |
| 3 | Kellogg Memphis Employees Federal Credit Union Memphis, TN | Credit Union | — | $3.1M | 151.42% |
| 4 | Smart Choice Credit Union Cleveland, TN | Credit Union | — | $3.7M | 116.47% |
| 5 | Memorial Credit Union Chattanooga, TN | Credit Union | — | $6.9M | 113.62% |
| 6 | Brighton Bank Brighton, TN | Bank | Memphis, TN-MS-AR | $51.0M | 109.92% |
| 7 | Southern Credit Union Chattanooga, TN | Credit Union | — | $18.2M | 107.59% |
| 8 | Memphis Municipal Employees Federal Credit Union Memphis, TN |
| Credit Union |
| — |
| $14.8M |
| 107.22% |
| 9 | Bulab Employees Federal Credit Union Memphis, TN | Credit Union | — | $2.3M | 101.90% |
| 10 | Beacon Financial Credit Union Johnson City, TN | Credit Union | — | $28.3M | 99.56% |
| 11 | Vanderbilt Credit Union Nashville, TN | Credit Union | — | $53.3M | 97.61% |
| 12 | Delta Refining Co Emp Federal Credit Union Memphis, TN | Credit Union | — | $4.7M | 97.06% |
| 13 | Securcommunity Federal Credit Union Cordova, TN | Credit Union | — | $92.6M | 96.18% |
| 14 | Healthnet Federal Credit Union Cordova, TN | Credit Union | — | $55.2M | 95.53% |
| 15 | Cn/Ic Employees Credit Union Memphis, TN | Credit Union | — | $10.4M | 93.69% |
| 16 | Southeast Financial Credit Union Franklin, TN | Credit Union | — | $474.1M | 92.40% |
| 17 | Ten Credit Union Nashville, TN | Credit Union | — | $394.4M | 92.20% |
| 18 | First Community Bank of Tennessee Shelbyville, TN | Bank | Shelbyville, TN | $943.8M | 92.12% |
| 19 | P.I.A.S. Credit Union Brentwood, TN | Credit Union | — | $4.3M | 92.00% |
| 20 | Patriot Equity Credit Union Jackson, TN | Credit Union | — | $33.8M | 90.98% |
| 21 | Outreach Federal Credit Union Hermitage, TN | Credit Union | — | $34.6M | 89.67% |
| 22 | Hurd Employees Credit Union Greeneville, TN | Credit Union | — | $4.5M | 89.44% |
| 23 | A.U.B. Employees' Credit Union Athens, TN | Credit Union | — | $1.4M | 89.26% |
| 24 | Healthcare Services Credit Union Chattanooga, TN | Credit Union | — | $25.1M | 89.05% |
| 25 | Sonata Bank Brentwood, TN | Bank | Nashville-Davidson-Murfreesboro-Franklin, TN | $281.5M | 88.89% |
| 26 | Methodist Healthcare Federal Credit Union Cordova, TN | Credit Union | — | $47.1M | 88.62% |
| 27 | Hardin County Hospital Employees Credit Union Savannah, TN | Credit Union | — | $1.1M | 88.54% |
| 28 | Gateway Credit Union Clarksville, TN | Credit Union | — | $15.9M | 88.44% |
| 29 | Chattanooga First Federal Credit Union Chattanooga, TN | Credit Union | — | $26.0M | 88.31% |
| 30 | Kennedy Va Employees Federal Credit Union Memphis, TN | Credit Union | — | $25.5M | 88.06% |
| 31 | Family Advantage Federal Credit Union Spring Hill, TN | Credit Union | — | $91.3M | 88.05% |
| 32 | Scenic Community Credit Union Hixson, TN | Credit Union | — | $160.8M | 88.05% |
| 33 | Farmers Bank Parsons, TN | Bank | — | $94.8M | 88.04% |
| 34 | Trust Federal Credit Union Chattanooga, TN | Credit Union | — | $140.4M | 87.96% |
| 35 | Orion Federal Credit Union Memphis, TN | Credit Union | — | $1.30B | 87.87% |
| 36 | Enbright Credit Union Nashville, TN | Credit Union | — | $78.9M | 87.86% |
| 37 | Citizens Savings Bank and Trust Company Nashville, TN | Bank | Nashville-Davidson-Murfreesboro-Franklin, TN | $188.1M | 87.81% |
| 38 | Fedtrust Federal Credit Union Memphis, TN | Credit Union | — | $56.4M | 87.39% |
| 39 | Appalachian Community Federal Credit Union Kingsport, TN | Credit Union | — | $183.7M | 86.74% |
| 40 | Horizon Credit Union Kingsport, TN | Credit Union | — | $59.7M | 86.49% |
| 41 | Home Banking Company Selmer, TN | Bank | — | $124.0M | 86.24% |
| 42 | Patriot Bank Millington, TN | Bank | Memphis, TN-MS-AR | $451.2M | 86.05% |
| 43 | Resource Federal Credit Union Jackson, TN | Credit Union | — | $55.9M | 85.85% |
| 44 | Collegedale Credit Union Collegedale, TN | Credit Union | — | $44.7M | 85.33% |
| 45 | Bank of Frankewing Frankewing, TN | Bank | — | $413.1M | 85.23% |
| 46 | Bcbst Employees Credit Union Chattanooga, TN | Credit Union | — | $10.0M | 84.03% |
| 47 | Mountain Valley Bank Dunlap, TN | Bank | Chattanooga, TN-GA | $254.6M | 83.83% |
| 48 | Bank3 Memphis, TN | Bank | Memphis, TN-MS-AR | $491.8M | 83.79% |
| 49 | Home Federal Bank of Tennessee Knoxville, TN | Bank | Knoxville, TN | $2.73B | 83.69% |
| 50 | Olivet Baptist Credit Union Cordova, TN | Credit Union | — | $599K | 83.67% |