| # | Institution | Type | Metro | Assets | Efficiency ratio |
|---|---|---|---|---|---|
| 1 | Cranston Municipal Employees Credit Union Cranston, RI | Credit Union | — | $78.6M | 127.59% |
| 2 | Ocean State Credit Union Coventry, RI | Credit Union | — | $351.3M | 96.35% |
| 3 | Pawtucket Municipal Employees Federal Credit Union Pawtucket, RI | Credit Union | — | $6.0M | 96.05% |
| 4 | Natco Employees Federal Credit Union West Warwick, RI | Credit Union | — | $201K | 95.94% |
| 5 | Rhode Island Credit Union Warwick, RI | Credit Union | — | $426.8M | 92.11% |
| 6 | The Peoples Credit Union Middletown, RI | Credit Union | — | $801.9M | 90.83% |
| 7 | Cumberland Municipal Employees Federal Credit Union Cumberland, RI | Credit Union | — | $9.1M | 87.09% |
| 8 | Wave Federal Credit Union |
| Credit Union |
| — |
| $155.0M |
| 83.07% |
| 9 | Community & Teachers Federal Credit Union East Providence, RI | Credit Union | — | $30.8M | 82.99% |
| 10 | Westerly Community Credit Union Wakefield, RI | Credit Union | — | $511.4M | 80.50% |
| 11 | Blackstone River Federal Credit Union Woonsocket, RI | Credit Union | — | $75.3M | 77.68% |
| 12 | Shoreham Bank Warwick, RI | Bank | Providence-Warwick, RI-MA | $534.8M | 76.56% |
| 13 | Coastal1 Credit Union Pawtucket, RI | Credit Union | — | $3.47B | 75.95% |
| 14 | Navigant Credit Union Smithfield, RI | Credit Union | — | $4.18B | 71.59% |
| 15 | BankNewport Middletown, RI | Bank | Providence-Warwick, RI-MA | $3.07B | 69.65% |
| 16 | Centreville Bank West Warwick, RI | Bank | Providence-Warwick, RI-MA | $3.15B | 67.46% |
| 17 | Greenwood Credit Union Warwick, RI | Credit Union | — | $924.8M | 65.86% |
| 18 | The Washington Trust Company, of Westerly Westerly, RI | Bank | Providence-Warwick, RI-MA | $6.55B | 63.62% |
| 19 | Citizens Bank, National Association Providence, RI | Bank | Providence-Warwick, RI-MA | $232.52B | 60.29% |