| # | Institution | Type | Metro | Assets | Efficiency ratio |
|---|---|---|---|---|---|
| 1 | Community Unity Bank Birmingham, MI | Bank | Detroit-Warren-Dearborn, MI | $107.1M | 135.22% |
| 2 | First State Bank of Michigan Decatur, MI | Bank | — | $87.8M | 128.47% |
| 3 | A.B.D. Federal Credit Union Warren, MI | Credit Union | — | $66.7M | 108.74% |
| 4 | Wexford Community Credit Union Cadillac, MI | Credit Union | — | $87.7M | 105.89% |
| 5 | Great Lakes Federal Credit Union Bay City, MI | Credit Union | — | $60.1M | 103.46% |
| 6 | Community Focus Federal Credit Union Brownstown, MI | Credit Union | — | $68.9M | 98.52% |
| 7 | Dearborn Federal Savings Bank Dearborn, MI | Bank | Detroit-Warren-Dearborn, MI | $306.6M | 96.82% |
| 8 | Ignite Credit Union Battle Creek, MI |
| Credit Union |
| — |
| $376.3M |
| 95.62% |
| 9 | Sunrise Family Credit Union Bay City, MI | Credit Union | — | $132.9M | 93.95% |
| 10 | Tahquamenon Area Credit Union Newberry, MI | Credit Union | — | $67.6M | 93.35% |
| 11 | Parda Federal Credit Union Auburn Hills, MI | Credit Union | — | $216.8M | 92.38% |
| 12 | Diversified Members Credit Union Detroit, MI | Credit Union | — | $595.5M | 92.32% |
| 13 | Tandem Federal Credit Union Warren, MI | Credit Union | — | $22.3M | 91.75% |
| 14 | Gr Consumers Credit Union Wyoming, MI | Credit Union | — | $52.0M | 91.32% |
| 15 | Community Financial Credit Union Plymouth, MI | Credit Union | — | $1.48B | 91.30% |
| 16 | Family Financial Credit Union Norton Shores, MI | Credit Union | — | $169.2M | 90.87% |
| 17 | State Savings Bank Frankfort, MI | Bank | Traverse City, MI | $431.2M | 90.77% |
| 18 | 4Front Credit Union Traverse City, MI | Credit Union | — | $1.02B | 89.30% |
| 19 | Integra First Federal Credit Union Powers, MI | Credit Union | — | $135.6M | 88.66% |
| 20 | Port City Federal Credit Union Muskegon, MI | Credit Union | — | $42.8M | 87.12% |
| 21 | Community First Federal Credit Union Lakeview, MI | Credit Union | — | $146.9M | 86.56% |
| 22 | Thornapple Credit Union Hastings, MI | Credit Union | — | $78.4M | 85.97% |
| 23 | United Bay Community Credit Union Bay City, MI | Credit Union | — | $304.4M | 85.96% |
| 24 | Graco Federal Credit Union Alma, MI | Credit Union | — | $37.6M | 85.39% |
| 25 | Intandem Credit Union Grand Rapids, MI | Credit Union | — | $76.5M | 85.29% |
| 26 | Family First Credit Union Saginaw, MI | Credit Union | — | $100.5M | 85.12% |
| 27 | University Bank Ann Arbor, MI | Bank | Ann Arbor, MI | $1.24B | 85.11% |
| 28 | River Valley Credit Union Ada, MI | Credit Union | — | $124.4M | 85.06% |
| 29 | Lakeshore Federal Credit Union Muskegon, MI | Credit Union | — | $45.9M | 84.96% |
| 30 | Michigan Educational Credit Union Plymouth, MI | Credit Union | — | $1.11B | 84.88% |
| 31 | Northwest Consumers Federal Credit Union Traverse City, MI | Credit Union | — | $25.9M | 84.52% |
| 32 | Flagship Community Federal Credit Union Port Huron, MI | Credit Union | — | $33.5M | 84.31% |
| 33 | Christian Financial Credit Union Sterling Height, MI | Credit Union | — | $1.11B | 84.23% |
| 34 | Great Lakes First Federal Credit Union Escanaba, MI | Credit Union | — | $105.7M | 83.78% |
| 35 | The Dart Bank Mason, MI | Bank | Lansing-East Lansing, MI | $1.47B | 83.72% |
| 36 | Peoples State Bank of Munising Munising, MI | Bank | — | $190.4M | 83.64% |
| 37 | Bank Michigan Brooklyn, MI | Bank | Jackson, MI | $176.0M | 83.61% |
| 38 | Aeroquip Credit Union Jackson, MI | Credit Union | — | $52.3M | 83.47% |
| 39 | Construction Federal Credit Union Bingham Farms, MI | Credit Union | — | $33.7M | 83.35% |
| 40 | Kalamazoo County State Bank Schoolcraft, MI | Bank | Kalamazoo-Portage, MI | $118.4M | 83.26% |
| 41 | Downriver Community Federal Credit Union Ecorse, MI | Credit Union | — | $193.5M | 82.92% |
| 42 | Arbor Financial Credit Union Kalamazoo, MI | Credit Union | — | $905.3M | 82.81% |
| 43 | The First National Bank of Wakefield Wakefield, MI | Bank | — | $52.6M | 82.65% |
| 44 | Limestone Financial Credit Union Manistique, MI | Credit Union | — | $81.1M | 82.33% |
| 45 | Michigan United Credit Union Auburn Hills, MI | Credit Union | — | $346.4M | 82.22% |
| 46 | Journey Federal Credit Union Saint Johns, MI | Credit Union | — | $189.6M | 82.04% |
| 47 | Wolverine State Credit Union Alpena, MI | Credit Union | — | $169.1M | 82.03% |
| 48 | Compass Credit Union Sparta, MI | Credit Union | — | $101.7M | 81.91% |
| 49 | Northland Area Federal Credit Union Alpena, MI | Credit Union | — | $708.4M | 81.83% |
| 50 | Michigan One Community Credit Union Ionia, MI | Credit Union | — | $237.9M | 81.51% |