No peer data.
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $28.4M | $24.9M | $11.0M | $3.4M | $135K | 0.95% | 3.67% | 1.90% | 1,745 |
| Q1 2026 | $28.0M | $24.6M | $11.1M | $3.3M | $54K | 0.78% | 3.62% | 2.82% | 1,743 |
| Q4 2025 | $27.5M | $24.2M | $11.4M | $3.3M | $162K | 0.59% | 3.56% | 2.15% | 1,743 |
| Q3 2025 | $26.7M | $23.4M | $11.6M | $3.2M | $125K | 0.62% | 3.60% | 2.54% | 1,744 |
| Q2 2025 | $27.4M | $24.2M | $11.7M | $3.2M | $63K | 0.46% | 3.44% | 1.19% | 1,771 |
| Q1 2025 | $26.4M | $23.2M | $11.5M | $3.2M | $52K | 0.78% | 3.45% | 0.51% | 1,762 |
| Q4 2024 | $25.6M | $22.5M | $11.8M | $3.1M | $247K | 0.96% | 3.72% | 0.71% | 1,732 |
| Q3 2024 | $26.4M | $23.3M | $11.9M | $3.0M | $170K | 0.86% | 3.63% | 0.49% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 0.95% | — | — | |
Return on equity Annualized net income ÷ equity or net worth | 7.9% | — | — | |
Net interest margin Interest income − interest expense, ÷ assets | 3.67% | — | — | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 77.0% |
Peer lists, growth filters, CSV export, CRM push.
| 1,730 |
| Q2 2024 | $26.5M | $23.5M | $11.5M | $3.0M | $118K | 0.89% | 3.60% | 0.46% | 1,753 |
Loan mix (Q2 2026): real estate $4.8M · commercial $0 · consumer $5.5M · securities $16.1M
| — |
| — |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Uninsured deposit share Deposits above the insurance limit ÷ total deposits. The first number a CFO has watched since 2023; above ~40% is high | 00.0% | 00.0% | ||
Borrowings-to-assets FHLB advances, fed funds, repos and other borrowings ÷ assets. Rising = deposits aren't keeping up | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
The full ratio pack is part of CharterBench Pro.
1 branches in 1 county across 1 state (+0 vs 2025). Biggest market: Cheshire, NH, ranked 9th with 1.0% of deposits.
| County | Branches | Deposits | Share | Rank |
|---|---|---|---|---|
| Cheshire, NH | 1 | $24.9M* | 0.97% | 9th |
New Hampshire: 61st with 0.04% · * Deposits estimated (total shares spread across branches).
Branch count: 2022 1 · 2023 1 · 2024 1 · 2025 1 · 2026 1