Christian Community Credit Union
Total assets
$1.44B
▲ +64.1% YoY
Shares & deposits
$1.24B
▲ +62.0% YoY
Loans
$1.02B
▲ +42.0% YoY
Members
52,858
▲ +59.1% YoY
ROA (annualized)
1.46%
peers 0.71%
ROE (annualized)
11.70%
peers 6.28%
Peer comparison 450 credit unions with 1B-10B in assets
| Metric | This credit union | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +64.1% | +5.1% | +59.0 pts |
| Share growth (YoY) | +62.0% | +4.9% | +57.1 pts |
| Loan growth (YoY) | +42.0% | +5.4% | +36.6 pts |
| ROA | 1.46% | 0.71% | +0.8 pts |
| ROE | 11.7% | 6.3% | +5.4 pts |
ROA ranks in the 92nd percentile of its peer group · Q1 2026
Profile
- Established
- 1957
- Charter
- NFICU
- Primary regulator
- NCUA
- NCUA peer group
- Peer group 6
- Address
- Po Box 9001, San Dimas, CA, 91773
- NCUA charter #
- 97068
- RSSD ID
- 604293
- Latest call report
- Q1 2026
Total assets last 8 quarters
Members last 8 quarters
Quarterly financials NCUA 5300 call report
| Quarter | Assets | Shares | Loans | Net worth | Net income YTD | ROA | NIM | Delinquency | Members |
|---|---|---|---|---|---|---|---|---|---|
| Q1 2026 | $1.44B | $1.24B | $1.02B | $180.6M | $5.3M | 1.46% | 3.65% | 0.62% | 52,858 |
| Q4 2025 | $1.44B | $1.23B | $1.04B | $175.5M | $-5.7M | -0.39% | 2.05% | 0.74% | 51,379 |
| Q3 2025 | $875.9M | $758.2M | $714.4M | $111.2M | $819K | 0.12% | 3.16% | 0.58% | 34,847 |
| Q2 2025 | $884.9M | $767.9M | $716.6M | $111.0M | $573K | 0.13% | 3.12% | 0.51% | 33,933 |
| Q1 2025 | $879.8M | $763.5M | $719.3M | $110.7M | $268K | 0.12% | 3.14% | 0.37% | 33,226 |
| Q4 2024 | $839.5M | $723.5M | $723.5M | $110.6M | $2.6M | 0.31% | 3.20% | 0.69% | 31,737 |
| Q3 2024 | $824.0M | $707.5M | $714.8M | $110.8M | $2.8M | 0.45% | 3.29% | 0.34% | 31,332 |
| Q2 2024 | $850.5M | $735.8M | $711.2M | $109.7M | $1.7M | 0.40% | 3.18% | 0.47% | 30,923 |
Loan mix (Q1 2026): real estate $292.8M · commercial $548.3M · consumer $146.4M · securities $158.9M
Ratio pack Q1 2026 · peer medians from 450 institutions
Profitability
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.46% | 0.71% | 92th | |
Return on equity Annualized net income ÷ equity or net worth | 11.7% | 6.3% | 90th | |
Net interest margin Interest income − interest expense, ÷ assets | 3.65% | 3.32% | 72th | |
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 73.6% | 73.0% | 52th | |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% | ||
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
Balance sheet
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
Capital
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
Credit quality
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
Franchise
| Ratio | Value | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loans per member Member borrowing depth | 00.0% | 00.0% | ||
Deposits per member Member relationship depth | 00.0% | 00.0% |
12 more ratios, with trends and peer percentiles.
See Pro plan →The full ratio pack is part of CharterBench Pro.
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