| Metric | Longview Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +15.2% | +4.9% | +10.3 pts |
| Deposit growth (YoY) | +13.4% | +4.3% | +9.1 pts |
| Loan growth (YoY) | +18.0% | +5.3% | +12.7 pts |
| ROA | 1.54% | 1.28% | +0.3 pts |
| ROE | 18.7% | 12.4% | +6.3 pts |
ROA ranks in the 66th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $732.1M | $653.1M | $604.7M | $58.9M | $5.4M | 1.54% | 4.42% | 0.68% |
| Q1 2026 | $680.4M | $616.8M | $544.0M | $57.4M | $2.6M | 1.52% | 4.39% | 0.63% |
| Q4 2025 | $672.1M | $610.8M | $547.8M | $55.9M | $8.8M | 1.36% | 4.21% | 0.81% |
| Q3 2025 | $669.2M | $608.8M | $532.2M | $55.0M | $6.4M | 1.32% | 4.16% | 0.89% |
| Q2 2025 | $635.5M | $575.9M | $512.5M | $53.9M | $4.1M | 1.28% | 4.13% | 0.99% |
| Q1 2025 | $633.0M | $573.6M | $494.9M | $52.2M | $1.9M | 1.20% | 4.00% | 1.68% |
| Q4 2024 | $636.3M | $569.1M | $503.1M | $50.9M | $6.7M | 1.10% | 3.72% | 0.86% |
| Q3 2024 | $622.4M | $545.9M | $490.2M | $50.4M | $4.9M | 1.09% | 3.69% | 0.95% |
Loan mix (Q2 2026): real estate $400.0M · commercial $57.2M · consumer $7.4M · securities $52.0M
| Ratio | Longview Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.54% | 1.28% | 66th | |
Return on equity Annualized net income ÷ equity or net worth | 18.7% | 12.4% | 84th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.42% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 51.1% | 61.2% | 21th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Longview Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Longview Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Longview Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Longview Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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