| Metric | Great Plains Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +3.6% | +4.4% | -0.7 pts |
| Deposit growth (YoY) | +3.3% | +4.0% | -0.6 pts |
| Loan growth (YoY) | +3.7% | +5.6% | -1.9 pts |
| ROA | 1.85% | 1.24% | +0.6 pts |
| ROE | 10.6% | 11.9% | -1.3 pts |
ROA ranks in the 83rd percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $150.4M | $120.6M | $107.7M | $26.8M | $1.4M | 1.85% | 4.10% | 2.54% |
| Q1 2026 | $151.3M | $121.0M | $110.4M | $26.6M | $926K | 2.42% | 4.36% | 0.12% |
| Q4 2025 | $154.5M | $123.1M | $111.1M | $26.3M | $4.0M | 2.71% | 5.13% | 0.01% |
| Q3 2025 | $149.4M | $119.9M | $105.0M | $26.3M | $3.5M | 3.16% | 5.41% | 0.05% |
| Q2 2025 | $145.2M | $116.7M | $103.9M | $25.4M | $2.6M | 3.47% | 5.56% | 1.04% |
| Q1 2025 | $147.8M | $118.3M | $106.7M | $24.8M | $1.8M | 4.90% | 6.75% | 0.41% |
| Q4 2024 | $148.4M | $121.8M | $104.0M | $23.4M | $3.2M | 2.21% | 4.35% | 0.88% |
| Q3 2024 | $146.8M | $120.2M | $100.9M | $23.5M | $2.4M | 2.21% | 4.32% | 1.20% |
Loan mix (Q2 2026): real estate $46.9M · commercial $8.0M · consumer $5.6M · securities $35.2M
| Ratio | Great Plains Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.85% | 1.24% | 83th | |
Return on equity Annualized net income ÷ equity or net worth | 10.6% | 11.9% | 42th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.10% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 52.7% | 62.9% | 22th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Great Plains Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Great Plains Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Great Plains Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Great Plains Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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