| Metric | First Pryority Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +11.9% | +4.9% | +7.0 pts |
| Deposit growth (YoY) | +8.1% | +4.3% | +3.8 pts |
| Loan growth (YoY) | +15.3% | +5.3% | +10.0 pts |
| ROA | 1.33% | 1.28% | +0.0 pts |
| ROE | 13.2% | 12.4% | +0.7 pts |
ROA ranks in the 53rd percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $558.1M | $483.4M | $460.3M | $56.3M | $3.6M | 1.33% | 4.54% | 1.51% |
| Q1 2026 | $540.1M | $484.6M | $442.0M | $54.4M | $1.6M | 1.21% | 4.60% | 1.87% |
| Q4 2025 | $524.4M | $468.6M | $416.7M | $52.8M | $6.4M | 1.30% | 4.39% | 2.07% |
| Q3 2025 | $519.5M | $465.7M | $407.4M | $51.4M | $5.1M | 1.39% | 4.42% | 2.25% |
| Q2 2025 | $498.5M | $447.1M | $399.3M | $49.7M | $3.4M | 1.42% | 4.45% | 2.59% |
| Q1 2025 | $479.4M | $429.1M | $381.4M | $48.3M | $2.0M | 1.74% | 4.40% | 1.30% |
| Q4 2024 | $458.9M | $410.7M | $365.6M | $46.3M | $6.1M | 1.38% | 4.35% | 0.85% |
| Q3 2024 | $454.1M | $406.9M | $351.7M | $44.6M | $4.4M | 1.34% | 4.34% | 0.90% |
Loan mix (Q2 2026): real estate $295.8M · commercial $118.7M · consumer $21.7M · securities $37.4M
| Ratio | First Pryority Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 1.33% | 1.28% | 53th | |
Return on equity Annualized net income ÷ equity or net worth | 13.2% | 12.4% | 54th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.54% | 3.89% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 63.0% | 61.2% | 56th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | First Pryority Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | First Pryority Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | First Pryority Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | First Pryority Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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