| Metric | Eagle Bank | Peer median | Δ |
|---|---|---|---|
| Asset growth (YoY) | +5.1% | +4.4% | +0.7 pts |
| Deposit growth (YoY) | +5.0% | +4.0% | +1.1 pts |
| Loan growth (YoY) | -2.3% | +5.6% | -7.8 pts |
| ROA | 2.44% | 1.24% | +1.2 pts |
| ROE | 17.4% | 11.9% | +5.5 pts |
ROA ranks in the 95th percentile of its peer group · Q2 2026
| Quarter | Assets | Deposits | Loans | Equity | Net income YTD | ROA | NIM | Nonperforming |
|---|---|---|---|---|---|---|---|---|
| Q2 2026 | $226.9M | $193.7M | $133.2M | $31.9M | $2.7M | 2.44% | 4.34% | 0.66% |
| Q1 2026 | $223.1M | $190.6M | $133.7M | $31.4M | $1.3M | 2.25% | 4.27% | 0.40% |
| Q4 2025 | $223.6M | $185.6M | $138.2M | $31.1M | $3.9M | 1.80% | 4.16% | 0.64% |
| Q3 2025 | $220.6M | $189.3M | $134.7M | $30.0M | $3.2M | 1.96% | 4.09% | 0.11% |
| Q2 2025 | $215.9M | $184.4M | $136.3M | $29.3M | $2.2M | 2.02% | 4.02% | 0.14% |
| Q1 2025 | $214.4M | $184.6M | $128.8M | $28.7M | $1.2M | 2.27% | 3.86% | 0.06% |
| Q4 2024 | $217.8M | $178.5M | $131.3M | $27.3M | $3.6M | 1.63% | 3.56% | 0.10% |
| Q3 2024 | $221.4M | $182.1M | $132.3M | $26.8M | $2.7M | 1.58% | 3.49% | 0.01% |
Loan mix (Q2 2026): real estate $89.4M · commercial $13.7M · consumer $10.9M · securities $63.2M
| Ratio | Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Return on assets Annualized net income ÷ assets | 2.44% | 1.24% | 95th | |
Return on equity Annualized net income ÷ equity or net worth | 17.4% | 11.9% | 80th | |
Net interest margin Interest income − interest expense, ÷ assets | 4.34% | 3.96% |
Peer lists, growth filters, CSV export, CRM push.
Efficiency ratio Operating expense ÷ revenue — lower is leaner | 46.4% | 62.9% | 10th |
Non-interest income share Fees and other income as a share of total revenue | 00.0% | 00.0% |
Cost of funds Annualized interest expense ÷ deposits | 00.0% | 00.0% |
| Ratio | Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Loan-to-deposit Loans ÷ deposits (shares). Above ~90% needs funding; below ~60% needs loan demand | 00.0% | 00.0% | ||
Loans-to-assets How much of the balance sheet is lent out | 00.0% | 00.0% | ||
Securities-to-assets Investment portfolio as a share of assets | 00.0% | 00.0% | ||
Cash-to-assets On-balance-sheet liquidity | 00.0% | 00.0% |
| Ratio | Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Capital ratio Tier 1 capital (banks) or net worth (CUs) ÷ assets. NCUA well-capitalized line: 7% | 00.0% | 00.0% |
| Ratio | Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Nonperforming / delinquency Banks: nonperforming assets ÷ assets. CUs: 60+ day delinquent loans ÷ loans | 00.0% | 00.0% | ||
Net charge-off rate Annualized charge-offs net of recoveries ÷ loans | 00.0% | 00.0% | ||
CRE concentration Commercial real estate loans ÷ capital. Regulators flag banks above 300% | 00.0% | 00.0% |
| Ratio | Eagle Bank | Trend (8q) | Peer median | Peer percentile |
|---|---|---|---|---|
Assets per office Branch efficiency; high numbers usually mean digital-first | 00.0% | 00.0% |
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